Calvert County property record for 2590 Chesapeake Beach Rd W, Dunkirk, MD 20754
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,600 sqft · built 1984 |
| Lot Size | 1.13 acres (49,223 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $107,000 (Mar 1984) |
| Tax Bill | $4,151 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-105539 |
| Primary APN | 03-105539 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,600 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 49,223 sqft (1.13 acres) |
| Garage Type | Attached |
| Garage Area | 621 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 105539 |
|---|---|
| Street Address | 2590 CHESAPEAKE BEACH RD W |
| City | DUNKIRK |
| State | MD |
| Zip | 20754-9527 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RUR |
| Legal Description | LT 1R RHODA C RUGO PROP |
| Legal Subdivision | RHODA COOK RUGO PROP |
| Legal Lot Number | 1R |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 860103 |
2590 Chesapeake Beach Rd W is owned and occupied by two individuals who bought it in March 1984.
Source: Calvert County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 304, DUNKIRK, MD 20754-0304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 19, 1984 · Amount on File |
| Deed Sale | Mar 19, 1984 · Amount on File |
| Deed Book / Page | 314 / 394 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 2590 Chesapeake Beach Rd W was $4,151 with a homeowner's exemption.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $372,433 (+2.29%) | $389,100 (+6.87%) Land $161,000 Building $228,100 | |
| 2025 | $4,151.00 Homeowner's exemption | $364,100 Land $161,000 Building $203,100 | $364,100 Land $161,000 Building $203,100 |
| 2023 | $3,409.00 Homeowner's exemption | $328,167 | $364,100 Land $161,000 Building $203,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2590 Chesapeake Beach Rd W in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2590 Chesapeake Beach Rd W is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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