2590 Ashbourne Dr, Gastonia, NC 28056 Property Records

Gaston County property record for 2590 Ashbourne Dr, Gastonia, NC 28056

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,107 sqft · built 2001
Lot Size	0.76 acres (33,106 sqft)
Owner	2 Individual Names on File
Last Sale	$620,000 (Jan 2024)
Tax Bill	$6,346 (2026)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Oct 2018 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`10126 00989`

Property Details

APN / Parcel Number

Primary APN	`10126 00989`
Alternative APN	`150454`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,107 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	33,106 sqft (0.76 acres)
Porch	Porch
Porch Area	477 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2590 ASHBOURNE DR
City	GASTONIA
State	NC
Zip	28056-7562
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	WATERFORD GREEN BLK B L 10 10 126 009 89 000
Legal Subdivision	WATERFORD GREEN SUBDIVISION
Legal Block	B
Jurisdiction	GASTON NC
Township / Civil Division	GASTONIA
Census Block Group	1
Census Block	1029
Census Tract	33313

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2590 ASHBOURNE DR, GASTONIA, NC 28056-7562
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Oct 23, 2018	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Nov 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Sep 22, 2017	Special Warranty Deed, Transfer · ARM STATE EMPLOYEES CU
Apr 20, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2024 · Amount on File
Deed Sale	Jan 18, 2024 · Amount on File
Prior Sale	Apr 8, 2021 · Amount on File
Deed Book / Page	5456 / 114
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Apr 8, 2021
Property Address	2590 ASHBOURNE DR, GASTONIA, NC 28056-7562
Document Number	0052162083
Book / Page	5216 / 2083
Map Reference	MB 59 PG 36
Instrument Date	Apr 8, 2021
Transaction Type	Transfer
Record Updated	Jun 11, 2021
Title Company	MASTER TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$960.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 CRAMER MOUNTAIN WOODS, 108, CRAMERTON, NC 28032-1624

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 HAMILTON RD, LANDENBERG, PA 19350-9365

Mortgage

Document Number	52162085
Date	Apr 8, 2021
Instrument	5216/2085

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	2590 ASHBOURNE DR, GASTONIA, NC 28056-7562
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050062266
Date	Oct 23, 2018
Book Page	5006/2266

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	BELMONT, NC 28012

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	2590 ASHBOURNE DR, GASTONIA, NC 28056-7562
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050831922
Date	Nov 25, 2019
Book Page	5083/1922

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Change Frequency	5 Years
Min Rate At Change	2%
Index	5-Year CMT
Max Rate	6%

September 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Sep 22, 2017
Property Address	2590 ASHBOURNE DR, GASTONIA, NC 28056-7562
Document Number	0049351762
Book / Page	4935 / 1762
Map Reference	MB 59 PG 36
Instrument Date	Sep 21, 2017
Transaction Type	Transfer
Record Updated	Sep 6, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$620.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2505 W CHANDLER BLVD, 2505, CHANDLER, AZ 85224-4992

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2590 ASHBOURNE DR, GASTONIA, NC 28056-7562

Mortgage

Document Number	49351765
Date	Sep 22, 2017
Instrument	4935/1765

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Change Frequency	5 Years
Index	5-Year CMT
Margin	2
Max Rate	6%

April 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	GASTON NC
Recording Date	Apr 20, 2017
Property Address	2590 ASHBOURNE DR, GASTONIA, NC 28056-7562
Document Number	0049061259
Book / Page	004906 / 001259
Instrument Date	Apr 5, 2017
Transaction Type	Foreclosure
Record Updated	May 16, 2017

Transaction

Amount	Amount on Record
Tax	$549.00
Amount Accuracy	Confirmed
Additional	Notice of Default

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7105 CORPORATE DR PLANO TX 750244100, PLANO, TX 75024-4100
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Gastonia City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,346.00 (-1.03%)	$593,720 (-) Land $63,800 Building $529,920
2023	$6,412.00	$593,720 Land $63,800 Building $529,920
2021			$338,510 Land $40,000 Building $298,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWO RIVERS UTILITIES serves 96,714 people · EPA ID NC0136010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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