259 W Main St, Kutztown, PA 19530 Property Records

Berks County property record for 259 W Main St, Kutztown, PA 19530

Property Summary

Property Type	Store with Apartments
Details	2,308 sqft · built 1910
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Mar 2014)
Tax Bill	$1,204 (2026)
Deeds & Mortgages	Feb 2020 Line of Credit Jul 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`5443-12-87-0122`

Property Details

APN / Parcel Number

Primary APN	`5443-12-87-0122`
Alternative APNs	`55-5443-12-87-0122` `55004580` `004580`

Interior

Units	4 Units
Stories	2 Stories
Building Area	2,308 sqft Gross Area
1st Floor Area	1,142 sqft
Attic	Attic
Attic Area	700 sqft
Basement Area	1,142 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Brick
Lot Area	3,049 sqft (0.07 acres)
View / Lot	Major Commercial Strip
Porch	Open Porch

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	55004580
Street Address	259 W MAIN ST
City	FLEETWOOD
State	PA
Zip	19522-1222
Property Category	Commercial
Property Type	Commercial > Retail > Store with Apartments
Legal Block	87
Jurisdiction	BERKS PA
Township / Civil Division	KUTZTOWN
Census Block Group	2
Census Block	2030
Census Tract	14000

Owner

259 W Main St, a commercial property, is owned by an individual who bought it in March 2014.

Source: Berks County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	301 PENNSYLVANIA AVE, KUTZTOWN, PA 19530-1808
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2020	Deed of Trust, Mortgage · Line of Credit MID PENN BK
Jul 12, 2019	Deed of Trust, Mortgage · Line of Credit MID PENN BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2014 · Amount on File
Deed Sale	Mar 24, 2014 · Amount on File
Prior Sale	Aug 21, 1998
Deed Document Number	20148743
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	259 W MAIN ST, KUTZTOWN, PA 19530-1603
Document Number	0000030327
Instrument Date	Feb 5, 2020
Transaction Type	Mortgage
Record Updated	Sep 17, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 HILLTOP RD KUTZTOWN PA 195309350, KUTZTOWN, PA 19530-9350

Mortgage

Document Number	0000030327
Date	Aug 31, 2020
Instrument	30327

Lender

Name	MID PENN BK
Type	Bank
Address	WYOMISSING, PA 19610

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	259 W MAIN ST, KUTZTOWN, PA 19530-1603
Document Number	0000023554
Instrument Date	Jul 12, 2019
Transaction Type	Mortgage
Record Updated	Jul 30, 2019
Title Company	SELECT BUSN SERVICES, SELECT BUSN SVC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 HILLTOP RD KUTZTOWN PA 195309350, KUTZTOWN, PA 19530-9350

Mortgage

Document Number	0000023554
Date	Jul 19, 2019
Instrument	23554

Lender

Name	MID PENN BK
Type	Bank
Address	WYOMISSING, PA 19610

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 259 W Main St was $1,204.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Kutztown Borough
Unified School District	Kutztown Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,204.00	$80,800 Land $51,100 Building $29,700	$51,100 Land $51,100
2024	$1,118.00	$80,800 Land $51,100 Building $29,700
1994			$80,800 Land $51,100 Building $29,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 259 W Main St in Zone X, an area of minimal flood risk, though there have been 32 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	32 (1978–2020)
Claims Outside the SFHA	3 of 32
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 259 W Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KUTZTOWN BOROUGH WATER serves 14,200 people · EPA ID PA3060041
Water Source	Groundwater influenced by surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	2,000 / 200
Borough of Kutztown Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Xfinity.

Nearby Properties on W Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures