Lorain County property record for 259 Spruce St, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1955 |
| Square Footage | 1,146 sqft Living Area |
| Lot Size | 6,534 sqft (0.15 acres) |
| Garage | Detached, 216 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $2,045.00 (2025) |
| Primary APN | 06-24-026-110-019 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,146 sqft Living Area |
| 1st Floor | 594 sqft 1st Floor |
| 2nd Floor | 528 sqft 2nd Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Lot Area | 6,534 sqft (0.15 acres) |
| Depth X Width | 165 ft x 40 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 216 sqft Garage |
| Porch | Open Porch |
| Porch Area | 60 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 259 SPRUCE ST |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-3244 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | KAISER BROS FRNT 0040.00 DPTH 0165.00 |
| Legal Subdivision | KAISER BROS FRNT |
| Legal Tract | 24 |
| Legal Block | 110 |
| Legal Lot Number | 15 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 3 |
| Census Block | 3001 |
| Census Tract | 70500 |
Source: Lorain County records · APN 06-24-026-110-019
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 259 SPRUCE ST, ELYRIA, OH 44035-3244 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 19, 2023 | Deed of Trust, Mortgage · Stand Alone Second Mortgage ACHIEVA CU |
| Jun 08, 2021 | Deed of Trust, Mortgage · Line of Credit ACHIEVA CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 259 SPRUCE ST, ELYRIA, OH 44035-3244 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000933151 |
|---|---|
| Date | Oct 19, 2023 |
| Instrument | 2023-0933151 |
| Name | ACHIEVA CU |
|---|---|
| Type | Credit Union |
| Address | ELYRIA, OH 44035 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 259 SPRUCE ST, ELYRIA, OH 44035-3244 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20210822005 |
|---|---|
| Date | Jun 08, 2021 |
| Instrument | 2021-0822005 |
| Name | ACHIEVA CU |
|---|---|
| Type | Credit Union |
| Address | ELYRIA, OH 44035 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 204 Months |
| Due | Jun 07, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,045.00 | $43,430 (+0.01%) Land $6,620 Building $36,810 | $124,070 (-) Land $18,900 Building $105,170 |
| 2024 | $2,045.00 (+28.7%) | $43,425 (+48.92%) Land $6,615 Building $36,810 | $124,070 (+48.93%) Land $18,900 Building $105,170 |
| 2023 | $1,589.00 (+0.38%) | $29,159 (%) Land $7,133 Building $22,026 | $83,310 (-) Land $20,380 Building $62,930 |
| 2022 | $1,583.00 | $29,160 Land $7,130 Building $22,030 | |
| 2021 | $83,310 Land $20,380 Building $62,930 |
259 Spruce St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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