Polk County property record for 259 Ruby Lake Ln, Winter Haven, FL 33884 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2004 |
| Square Footage | 1,918 sqft Living Area |
| Lot Size | 12,750 sqft (0.293 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $272,000 (2018) |
| Tax Bill | $4,065.00 (2025) |
| Primary APN | 27-29-07-856604-001070 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,918 sqft Living Area |
| Gross Area | 2,359 sqft Gross Area |
| 1st Floor | 1,918 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 12,750 sqft (0.293 acres) |
| Garage Type | Attached Garage |
| Garage Area | 441 sqft Garage |
| Porch Area | 464 sqft Porch |
| Street Address | 259 RUBY LAKE LN |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-3267 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | RUBY LAKE PHASE FOUR PB 108 PGS 21 THRU 23 LOT 107 |
| Legal Range | 27E |
| Legal Township | 29S |
| Legal Section | 07 |
| Legal Subdivision | RUBY LAKE PHASE FOUR |
| Legal Phase | 4 |
| Legal Tract | 856604 |
| Legal Block | 1 |
| Legal Lot Number | 107 |
| Jurisdiction | POLK FL |
| Minor Civil Division | LAKE WALES |
| Census Blockgroup | 1 |
| Census Block | 1037 |
| Census Tract | 14401 |
Source: Polk County records · APN 27-29-07-856604-001070
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 259 RUBY LAKE LN, WINTER HAVEN, FL 33884-3267 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RP FUNDING INC |
| Apr 30, 2018 | Warranty Deed, Transfer · Conventional Mortgage USAA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 30, 2018 · Amount on Record |
| Deed Sale | Apr 30, 2018 · Amount on Record |
| Prior Sale | Jul 23, 2012 · Amount on Record |
| Deed Doc Number | 201890719 |
| Deed Book / Page | 10468 / 396 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 259 RUBY LAKE LN, WINTER HAVEN, FL 33884-3267 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2021 |
| Name | Verified Name |
|---|---|
| Address | 259 RUBY LAKE LN, WINTER HAVEN, FL 33884-3267 |
| Document Number | 0000183255 |
|---|---|
| Date | Jul 15, 2021 |
| Book Page | 11803/1545 |
| Instrument | 2021183255 |
| Name | RP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 30, 2018 |
| Property Address | 259 RUBY LAKE LN, WINTER HAVEN, FL 33884-3267 |
| Document Number | 0104680396 |
| Book / Page | 010468 / 000396 |
| Instrument Date | Apr 26, 2018 |
| Instrument | 90719 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2018 |
| Title Company | REAL ESTATE TITLE SERVICES LLC, REAL ESTATE TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,904.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 259 RUBY LAKE LN WINTER HAVEN FL 338843267, WINTER HAVEN, FL 33884-3267 |
| Document Number | 104680397 |
|---|---|
| Date | Apr 30, 2018 |
| Book Page | 010468/000397 |
| Instrument | 90720 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 29, 2048 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,065.00 (+5.89%) Homeowner's exemption | $260,870 (+5.99%) | $340,700 (+2.15%) Land $88,000 Building $252,700 |
| 2023 | $3,839.00 (+2.84%) Homeowner's exemption | $246,134 (+3%) | $333,543 (+14.91%) Land $86,000 Building $247,543 |
| 2022 | $3,733.00 Homeowner's exemption | $238,965 | $290,276 Land $72,000 Building $218,276 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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