259 River Bluff Rd, White Stone, VA 22578 Property Records

Lancaster County property record for 259 River Bluff Rd, White Stone, VA 22578 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,212 sqft · built 1752
Lot Size1.31 acres (57,064 sqft)
OwnerIndividual Name on File
Last Sale$309,100 (Dec 2021)
Tax Bill$12 (2025)
Deeds & MortgagesOct 2025 Second Mortgage
Dec 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN34 315

Property Details

APN / Parcel Number

Primary APN34 315
Alternative APN
  • 11360

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,212 sqft Living Area
Gross Area2,247 sqft
1st Floor Area3,112 sqft
FlooringHardwood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1752
Effective Year BuiltEffective 1959
Exterior MaterialAsbestos
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area57,064 sqft (1.31 acres)
Garage Area540 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area576 sqft
PorchSlab
Porch Area35 sqft
Patio Area40 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelElectric
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number11360
Street Address259 RIVER BLUFF RD
CityWHITE STONE
StateVA
Zip22578-2655
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPLEASANT BANKS 1.31 AC LR21/3489
Legal SubdivisionPLEASANT BANKS
JurisdictionLANCASTER VA
Township / Civil Division3
Census Block Group1
Census Block1012
Census Tract30301

Owner

Source: Lancaster County records · APN 34 315

Assessment roll updated May 19, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2027 HANOVER AVE, RICHMOND, VA 23220-3539
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 17, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Dec 16, 2021Warranty Deed, Transfer · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 16, 2021 · Amount on Record
Deed SaleDec 16, 2021 · Amount on Record
Prior SaleJan 04, 2013 · Amount on Record
Deed Document Number20213489
Record UpdatedJun 08, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER VA
Property Address259 RIVER BLUFF RD, WHITE STONE, VA 22578-2655
Transaction TypeMortgage
Record UpdatedNov 06, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address259 RIVER BLUFF RD, WHITE STONE, VA 22578-2655

Mortgage

Document Number0250002262
DateOct 17, 2025
Instrument250002262
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLANCASTER VA
Recording DateDec 16, 2021
Property Address259 RIVER BLUFF RD, WHITE STONE, VA 22578-2655
Document Number0210003489
Instrument DateDec 06, 2021
Instrument210003489
Transaction TypeTransfer
Record UpdatedMar 11, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2027 HANOVER AVE, RICHMOND, VA 23220-3539

Mortgage

Document Number0210003490
DateDec 16, 2021
Instrument210003490
Lender
NamePROSPERITY HOME MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term175 Months
DueJul 01, 2036
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Lancaster County records · Assessment roll updated May 19, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLancaster County
Unified School DistrictLancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$12.00 (-98.32%)$231,500 (+103.43%) Land $26,400 Building $205,100$231,500 (+103.43%) Land $26,400 Building $205,100
2023$716.00$113,800 Land $26,400 Building $87,400$113,800 Land $26,400 Building $87,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lancaster County (51103C), updated July 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511030303011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 69 individual NFIP policies nearby
Nearby Flood Policies77 units insured
8 under condo master policies
Nearby Flood Claims7 (2003–2024)
Most Recent ClaimSep 2024, tidal / storm surge
Claims By Storm
  • Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 2 claims
  • Hurricane Isabel, Sep 2003 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 32 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)Low Latency
Cogeco Cable Holdings IICable1,000 / 50Yes
Virginia BroadbandFixed Wireless (unlicensed)100 / 25No

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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