259 Prospect St, Torrington, CT 06790 Property Records

Torrington City property record for 259 Prospect St, Torrington, CT 06790

Property Summary

Property TypeCommercial
Details30,095 sqft · built 1922
Lot Size0.93 acres (40,511 sqft)
OwnerCompany Name on Record
Tax Bill$80,578 (2025)
Deeds & MortgagesAug 2024 Mortgage
Oct 2018 Mortgage
APN90485

Property Details

APN / Parcel Number

Primary APN90485
Alternative APNs
  • TORR M:117 B:008 L:004
  • 090485

Interior

Stories1 Story
Building Area30,095 sqft Total Area
Basement Area27,632 sqft
Unfinished Basement11,304 sqft

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1922
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeFlat
Roof MaterialAsphalt
Lot Area40,511 sqft (0.93 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemSteam
Heating FuelGas

Location & Zoning

Account Number90485
Street Address259 PROSPECT ST
CityTORRINGTON
StateCT
Zip06790-5315
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeDD
Legal Block8
Legal Lot Number4
JurisdictionTORRINGTON CT
Township / Civil DivisionTORRINGTON
Census Block Group1
Census Block1015
Census Tract310200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Downtown Torrington Historic District
listed 1988 · 77 contributing resources · NRIS 88002978

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Torrington City records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address259 PROSPECT ST, TORRINGTON, CT 06790-5315
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2024Deed of Trust, Mortgage · Commercial Mortgage
NORTHWEST COMMUNITY BANK
Oct 11, 2018Deed of Trust, Mortgage
NORTHWEST COMMUNITY CU

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

August 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTORRINGTON CT
Property Address259 PROSPECT ST, TORRINGTON, CT 06790-5315
Transaction TypeMortgage
Record UpdatedSep 5, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001419-341
DateAug 19, 2024
Book Page1419/341
Instrument2024-494873
Lender
NameNORTHWEST COMMUNITY BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term313 Months
DueSep 1, 2050

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTORRINGTON CT
Property Address259 PROSPECT ST, TORRINGTON, CT 06790-5315
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1275-43
DateOct 11, 2018
Book Page1275/43
Lender
NameNORTHWEST COMMUNITY CU
TypeCredit Union
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County Subdivision / MunicipalityTorrington City
Unified School DistrictTorrington School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$80,578.00$2,095,660 (+1.1%) Land $82,320 Building $2,013,340$1,466,962 Land $57,624 Building $1,409,338
2024$80,578.00 (-18.95%)
2023$99,419.00 (+1.74%)$2,072,950 (-) Land $77,870 Building $1,995,080
2022$97,719.00$2,072,950 Land $77,870 Building $1,995,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTORRINGTON WATER COMPANY
private · serves 37,915 people · EPA ID CT1430011
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureTreatment report not submitted
Mar 2019
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Xfinity
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, Frontier.

Nearby Properties on Prospect St

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