259 Pine Tree Rd, Lake Orion, MI 48362 Property Records

Oakland County property record for 259 Pine Tree Rd, Lake Orion, MI 48362

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,637 sqft · built 1988
Lot Size	0.324 acres (14,113 sqft)
Owner	2 Individual Names on File
Last Sale	$969,000 (Jul 2023)
Tax Bill	$11,858 (2025)
Deeds & Mortgages	Dec 2023 Transfer Aug 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`O-09-10-203-003`

Property Details

APN / Parcel Number

Primary APN	`O-09-10-203-003`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,637 sqft Living Area
1st Floor Area	2,637 sqft
Basement Area	2,637 sqft
Unfinished Basement	2,637 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	14,113 sqft (0.324 acres)
Lot Dimensions	54.1 ft deep x 87 ft wide
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	212 sqft
Deck Area	628 sqft
Patio Area	863 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	259 PINE TREE RD
City	LAKE ORION
State	MI
Zip	48362-2542
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LI
Legal Description	T4N, R10E, SEC 10 VERBANAC'S FOLLY LOT 4
Legal Range	10E
Legal Township	04N
Legal Section	10
Legal Subdivision	VERBANACS FOLLY
Legal Lot Number	4
Jurisdiction	OAKLAND MI
Township / Civil Division	ORION
Census Block Group	2
Census Block	2024
Census Tract	128100

Owner

259 Pine Tree Rd is owned and occupied by two individuals who acquired it in November 2023.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	259 PINE TREE RD, LAKE ORION, MI 48362-2542
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2023	Intrafamily Transfer, Transfer
Aug 24, 2023	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER LLC
Jul 13, 2023	Warranty Deed, Transfer
Jan 13, 2022	Deed of Trust, Mortgage ROCKET MORTGAGE LLC
Nov 1, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2023 · Amount on File
Deed Sale	Jul 13, 2023 · Amount on File
Deed Document Number	202375990
Deed Book / Page	58734 / 617
Last Transfer Date	Nov 27, 2023
Transfer Doc	0000135675
Record Updated	Sep 20, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Dec 15, 2023
Property Address	259 PINE TREE RD, LAKE ORION, MI 48362-2542
Document Number	0000135675
Book / Page	59065 / 824
Map Reference	LB 129 PG 23&24
Instrument Date	Nov 27, 2023
Instrument	135675
Transaction Type	Transfer
Record Updated	Dec 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	259 PINE TREE RD, LAKE ORION, MI 48362-2542

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	259 PINE TREE RD, LAKE ORION, MI 48362-2542

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	259 PINE TREE RD, LAKE ORION, MI 48362-2542
Transaction Type	Mortgage
Record Updated	Sep 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	259 PINE TREE RD, LAKE ORION, MI 48362-2542

Mortgage

Document Number	0000093007
Date	Aug 24, 2023
Book Page	58831/238
Instrument	93007

Lender

Name	MORTGAGE CENTER LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48076

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Sep 1, 2030
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	8.25%
Index	1-Year T-Bill
Max Rate	11.2%

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 13, 2023
Property Address	259 PINE TREE RD, LAKE ORION, MI 48362-2542
Document Number	0000075990
Book / Page	58734 / 617
Map Reference	LB 19 PG 23&24
Instrument Date	Jul 11, 2023
Instrument	75990
Transaction Type	Transfer
Record Updated	Aug 1, 2023

Transaction

Amount	Amount on Record
Tax	$7,267.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	259 PINE TREE RD, LAKE ORION, MI 48362-2542

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1465 SUNSET SHORES DR NE, KALKASKA, MI 49646-8677

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	259 PINE TREE RD, LAKE ORION, MI 48362-2542
Transaction Type	Mortgage
Record Updated	Mar 9, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	259 PINE TREE RD, LAKE ORION, MI 48362-2542

Mortgage

Document Number	0000293440
Date	Jan 13, 2022
Book Page	57285/781
Instrument	293440

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	259 PINE TREE RD, LAKE ORION, MI 48362-2542
Document Number	0000187193
Instrument Date	Nov 1, 2019
Transaction Type	Mortgage
Record Updated	Dec 17, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	259 PINE TREE RD LAKE ORION MI 483622542, LAKE ORION, MI 48362-2542

Mortgage

Document Number	0000187193
Date	Nov 7, 2019
Book Page	053482/000461
Instrument	187193

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 6, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 259 Pine Tree Rd was $11,858 with a homeowner's exemption, down 31.6% from the year before.

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Orion Charter Township
Unified School District	Lake Orion Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,858.00 (-31.6%) Homeowner's exemption	$535,030	$1,070,060
2024	$17,336.00
2023		$427,360 (+13.94%)	$854,720 (+13.94%)
2022	$6,586.00 (+4.74%) Homeowner's exemption	$375,060	$750,120
2021	$6,288.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 259 Pine Tree Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 259 Pine Tree Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORION TOWNSHIP serves 33,000 people · EPA ID MI0005035
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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