259 Parco Ave, Mountain House (Tracy), CA 95391 Property Records

San Joaquin County property record for 259 Parco Ave, Mountain House, CA 95391

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,636 sqft · built 2019
Lot Size	0.129 acres (5,600 sqft)
Owner	2 Individual Names on File
Last Sale	$663,500 (Sep 2019)
Tax Bill	$13,399 (2026)
Deeds & Mortgages	Aug 2022 Line of Credit Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`262-200-250-000`

Property Details

APN / Parcel Number

Primary APN	`262-200-250-000`
Alternative APN	`262-200-25`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,636 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,600 sqft (0.129 acres)
Garage Area	498 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	262-200-25
Street Address	259 PARCO AVE
City	TRACY
State	CA
Zip	95391-1503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MOUNTAIN HOUSE NBRHD D-WE
Legal Block	1
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1035
Census Tract	5223

Owner

259 Parco Ave is owned and occupied by two individuals who bought it in September 2019.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	259 PARCO AVE, TRACY, CA 95391-1503
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jan 20, 2021	Deed of Trust, Mortgage LOANDEPOT.COM LLC
Sep 5, 2019	Deed of Trust, Mortgage · Line of Credit ALLIANT CU
Sep 6, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2019 · Amount on File
Deed Sale	Sep 6, 2019 · Amount on File
Deed Document Number	201998002
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	259 PARCO AVE, MOUNTAIN HOUSE, CA 95391-1503
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	259 PARCO AVE, MOUNTAIN HOUSE, CA 95391-1503

Mortgage

Document Number	0000092176
Date	Aug 1, 2022
Instrument	2022-092176

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Jul 10, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	259 PARCO AVE, MOUNTAIN HOUSE, CA 95391-1503
Document Number	0000016198
Instrument Date	Jan 20, 2021
Transaction Type	Mortgage
Record Updated	Feb 12, 2021
Title Company	TITLE CONNECT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	259 PARCO AVE MOUNTAIN HOUSE CA 953911503, MOUNTAIN HOUSE, CA 95391-1503

Mortgage

Document Number	0000016198
Date	Jan 28, 2021
Instrument	16198

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 27, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	259 PARCO AVE, MOUNTAIN HOUSE, CA 95391-1503
Document Number	0000098004
Instrument Date	Sep 5, 2019
Transaction Type	Mortgage
Record Updated	Sep 23, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	439 WAVERLY ST SUNNYVALE CA 940866060, SUNNYVALE, CA 94086-6060

Mortgage

Document Number	0000098004
Date	Sep 6, 2019
Instrument	98004

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 5, 2049

Interest

Rate Type	Adjustable Rate

September 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 6, 2019
Property Address	259 PARCO AVE, MOUNTAIN HOUSE, CA 95391-1503
Document Number	0000098002
Instrument Date	Sep 3, 2019
Instrument	98002
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 24, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$729.85
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	259 PARCO AVE MOUNTAIN HOUSE CA 953911503, MOUNTAIN HOUSE, CA 95391-1503

Mortgage

Document Number	98003
Date	Sep 6, 2019
Instrument	98003

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 5, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 259 Parco Ave was $13,399 with a homeowner's exemption, up 15.6% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Mountain House City
Unified School District	Lammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,399.00 (+15.65%)
2025	$11,586.00 Homeowner's exemption	$725,389 Land $191,386 Building $534,003
2023	$11,079.00 (+2.18%) Homeowner's exemption	$697,223 Land $183,955 Building $513,268	$1,006,650
2022	$10,843.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 259 Parco Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 259 Parco Ave is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNTAIN HOUSE serves 26,400 people · EPA ID CA3910027
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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