259 Lovers Ln, Union Point, GA 30669 Property Records

Oglethorpe County property record for 259 Lovers Ln, Union Point, GA 30669

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,936 sqft · built 2013
Lot Size	5.35 acres (233,046 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Sep 2026)
Tax Bill	$3,179 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Nov 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`084 018`

Property Details

APN / Parcel Number

Primary APN	`084 018`
Alternative APN	`13083`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,936 sqft Heated Area
1st Floor Area	1,936 sqft
Flooring	Wood
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Fiber Cement Siding
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	233,046 sqft (5.35 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Patio
Porch Area	780 sqft
Lean-To	400 sqft
Storage Building	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	13083
Street Address	259 LOVERS LN
City	UNION POINT
State	GA
Zip	30669-3005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	HOUSE/5.35 ACRES
Legal Subdivision	BRENDA B & RONALD D SR PAYTON
Jurisdiction	OGLETHORPE GA
Township / Civil Division	MAXEYS
Census Block Group	1
Census Block	1157
Census Tract	960300

Owner

Source: Oglethorpe County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	259 LOVERS LN, UNION POINT, GA 30669-3005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Limited Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE
Nov 8, 2022	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL
May 10, 2021	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2026 · Amount on Record
Deed Sale	Sep 21, 2026 · Amount on Record
Deed Book / Page	229 / 575
Record Updated	Oct 29, 2026

September 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	OGLETHORPE GA
Recording Date	Sep 21, 2026
Property Address	259 LOVERS LN, UNION POINT, GA 30669-3005
Document Number	0229000575
Book / Page	229 / 575
Instrument Date	Sep 21, 2026
Transaction Type	Transfer
Record Updated	Oct 19, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	259 LOVERS LN, UNION POINT, GA 30669-3005

Mortgage

Document Number	0229000584,
Date	Sep 21, 2026
Book Page	229/584

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLETHORPE GA
Property Address	259 LOVERS LN, UNION POINT, GA 30669-3005
Transaction Type	Mortgage
Record Updated	Dec 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	259 LOVERS LANE RD

Mortgage

Document Number	0000000176/0000000054
Date	Nov 8, 2022
Book Page	0000000176/0000000054

Lender

Name	NEW DAY FINANCIAL

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLETHORPE GA
Property Address	259 LOVERS LN, UNION POINT, GA 30669-3005
Transaction Type	Mortgage
Record Updated	Jun 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	259 LOVERS LANE RD

Mortgage

Document Number	0000000150/0000000468
Date	May 10, 2021
Book Page	0000000150/0000000468

Lender

Name	NEW DAY FINANCIAL

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Oglethorpe County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Oglethorpe County
Unified School District	Oglethorpe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,179.00 (-3.9%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$142,344 (+3.41%) Land $5,720 Building $136,624	$355,860 (+3.41%) Land $14,300 Building $341,560
2023	$3,308.00 (+1.94%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$137,656 (+28.05%) Land $5,440 Building $132,216	$344,140 (+28.05%) Land $13,600 Building $330,540
2022	$3,245.00	$107,500 Land $5,440 Building $102,060	$268,750 Land $13,600 Building $255,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 63% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

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