259 Layman Rd, Palmer, TN 37365 Property Records

Grundy County property record for 259 Layman Rd, Palmer, TN 37365

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,600 sqft · built 1976
Lot Size	6.7 acres (291,852 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Aug 2021)
Tax Bill	$1,401 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jul 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`031056 02500`

Property Details

APN / Parcel Number

Primary APN	`031056 02500`
Alternative APN	`056 02500`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	3,600 sqft Living Area
1st Floor Area	1,800 sqft
Upper Floors Area	1,800 sqft
Basement Area	1,800 sqft
Unfinished Basement	1,800 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1990
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	291,852 sqft (6.7 acres)
Garage Type	Carport
Garage Area	380 sqft
Carport	Carport
Carport Area	380 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	684 sqft
Porch	Slab
Porch Area	240 sqft
Deck Area	504 sqft
Patio Area	504 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	259 LAYMAN RD
City	PALMER
State	TN
Zip	37365-4045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02, COUNTY AREA: R01
Legal Subdivision	CON SUB L/E 136-294
Jurisdiction	GRUNDY TN
Township / Civil Division	2
Census Block Group	2
Census Block	2024
Census Tract	955200

Owner

Source: Grundy County records, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	259 LAYMAN RD, PALMER, TN 37365-4045
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK
Jul 3, 2020	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Nov 4, 2019	Loan Modification, Mortgage · Conventional Mortgage PEOPLES BK
May 3, 2019	Quit Claim Deed, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Sep 11, 2018	Deed of Trust, Mortgage · Line of Credit SUNTRUST BK
Jul 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage GOODMORTGAGE.COM

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2021 · Amount on Record
Deed Sale	Aug 11, 2021 · Amount on Record
Prior Sale	Feb 3, 2010
Deed Document Number	2021100603
Deed Book / Page	1136 / 615
Transfer Doc	14314
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY TN
Recording Date	Aug 11, 2021
Property Address	259 LAYMAN RD, PALMER, TN 37365-4045
Document Number	1136/615
Book / Page	1136 / 615
Instrument Date	Aug 9, 2021
Instrument	100603
Transaction Type	Transfer
Record Updated	Aug 26, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,054.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	259 LAYMAN RD, PALMER, TN 37365-4045

Mortgage

Document Number	100604
Date	Aug 11, 2021
Instrument	100604

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY TN
Property Address	259 LAYMAN RD, PALMER, TN 37365-4045
Document Number	0000096943
Instrument Date	Jul 3, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	259 LAYMAN RD PALMER TN 373654045, PALMER, TN 37365-4045

Mortgage

Document Number	0000096943
Date	Jul 22, 2020
Book Page	001119/000111
Instrument	96943

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 21, 2050

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GRUNDY TN
Property Address	259 LAYMAN RD, PALMER, TN 37365-4045
Document Number	0000095107
Instrument Date	Nov 4, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	BELL AND ALEXANDER TITLE SERVICES, BELL & ALEXANDER TITLE SVC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000095107
Date	Nov 12, 2019
Book Page	001110/000734
Instrument	95107

Lender

Name	PEOPLES BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	GRUNDY TN
Recording Date	May 3, 2019
Property Address	259 LAYMAN RD, PALMER, TN 37365-4045
Document Number	0000093562
Book / Page	001103 / 000785
Instrument Date	Apr 22, 2019
Instrument	93562
Transaction Type	Mortgage
Record Updated	May 24, 2019
Title Company	CLOSING USA LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	259 LAYMON RD PALMER TN 373654045, PALMER, TN 37365-4045

Mortgage

Document Number	93563
Date	May 3, 2019
Book Page	001103/000789
Instrument	93563

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92619

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 2, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY TN
Property Address	259 LAYMAN RD, PALMER, TN 37365-4045
Document Number	0000092078
Instrument Date	Sep 11, 2018
Transaction Type	Mortgage
Record Updated	Oct 4, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	259 LAYMON RD PALMER TN 373654045, PALMER, TN 37365-4045

Mortgage

Document Number	0000092078
Date	Sep 19, 2018
Book Page	001097/000687
Instrument	92078

Lender

Name	SUNTRUST BK
Type	Bank
Address	NASHVILLE, TN 37219

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 18, 2048

Interest

Rate Type	Adjustable Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY TN
Property Address	259 LAYMAN RD, PALMER, TN 37365-4045
Document Number	0000089068
Book / Page	001085 / 000479
Instrument Date	Jul 12, 2017
Transaction Type	Mortgage
Record Updated	Jul 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	259 LAYMON RD PALMER TN 373654045, PALMER, TN 37365-4045

Mortgage

Document Number	0000089068
Date	Jul 17, 2017
Book Page	001085/000479
Instrument	89068

Lender

Name	GOODMORTGAGE.COM
Type	Mortgage Company
Address	TYSONS CORNER, VA 22182

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2047

Tax Assessment & Valuation

Source: Grundy County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Grundy County
Municipality	Gruetli-Laager City
Unified School District	Grundy County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,401.00	$98,275 (-) Land $6,250 Building $92,025
2024	$1,401.00	$98,275 (-) Land $6,250 Building $92,025
2023	$1,401.00 (+9.2%)	$98,275 (+69.51%) Land $6,250 Building $92,025
2022	$1,283.00	$57,975 Land $4,100 Building $53,875	$231,900 (-41.01%) Land $16,400 Building $215,500
2020			$393,100 Land $25,000 Building $368,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 90% of Tennessee
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG CREEK UTILITY DISTRICT serves 9,185 people · EPA ID TN0000122
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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