259 Keystone Dr, Boone, NC 28607 Property Records

Watauga County property record for 259 Keystone Dr, Boone, NC 28607

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,080 sqft · built 1962
Lot Size0.57 acres (24,829 sqft)
OwnerIndividual Name on Record
Tax Bill$1,957 (2025)
Deeds & MortgagesMar 2023 Line of Credit
Mar 2022 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN2900-93-3565-000

Property Details

APN / Parcel Number

Primary APN2900-93-3565-000
Alternative APN
  • 1701183

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,080 sqft Living Area
1st Floor Area864 sqft
Basement Area864 sqft
Finished Basement216 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Foundation TypeFooting
Roof MaterialAsphalt
Lot Area24,829 sqft (0.57 acres)
Garage Area228 sqft
Patio Area456 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelGas
Water SourceCommercial

Location & Zoning

Account Number1701183
Street Address259 KEYSTONE DR
CityBOONE
StateNC
Zip28607-4537
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBOR1
Legal DescriptionPOPLAR HILL
Legal SubdivisionPOPLAR HILL
JurisdictionWATAUGA NC
Township / Civil DivisionNEW RIVER
Census Block Group2
Census Block2024
Census Tract920500

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address259 KEYSTONE DR, BOONE, NC 28607-4537
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2023Deed of Trust, Mortgage · Line of Credit
FIRST HORIZON BANK
Mar 25, 2022Deed of Trust, Mortgage · Line of Credit
SPRING EQ LLC
May 28, 2019Deed of Trust, Mortgage · Commercial Mortgage
TCF NATIONAL BANK
Dec 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJul 27, 2010
Transfer Doc0015220797
Record UpdatedOct 29, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address259 KEYSTONE DR, BOONE, NC 28607-4537
Transaction TypeMortgage
Record UpdatedMar 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023230809
DateMar 16, 2023
Book Page2323/809
Instrument729332
Lender
NameFIRST HORIZON BANK
TypeBank
AddressBOONE, NC 28607
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 14, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address259 KEYSTONE DR, BOONE, NC 28607-4537
Transaction TypeMortgage
Record UpdatedApr 21, 2022
Title CompanySERVICELINK HOME EQUITY

Transferred To (Grantee/Buyer)

NameVerified Name
Address259 KEYSTONE DR, BOONE, NC 28607-4537

Mortgage

Document Number0022640333
DateMar 25, 2022
Book Page2264/333
Instrument718468
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressFLINT, MI 48501
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 23, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address259 KEYSTONE DR, BOONE, NC 28607-4537
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020290465
DateMay 28, 2019
Book Page2029/0465
Instrument679220
Lender
NameTCF NATIONAL BANK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term360 Months
DueMay 23, 2049

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address259 KEYSTONE DR, BOONE, NC 28607-4537
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0021490243
DateDec 10, 2020
Book Page2149/243
Instrument699459
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBoone Town
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$256,600 (-) Land $50,400 Building $206,200
2025$1,957.00 (-32.98%)$256,600 (-) Land $50,400 Building $206,200
2024$2,920.00$256,600 Land $50,400 Building $206,200
2023$256,600 Land $50,400 Building $206,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims21 (1979–2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 3 claims
  • Severe Storms, Flooding, Landslides, And Mudslides, Jul 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BOONE
serves 19,811 people · EPA ID NC0195010
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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