259 Henry St, Hemlock, MI 48626 Property Records

Saginaw County property record for 259 Henry St, Hemlock, MI 48626

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,330 sqft · built 1910
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$110,000 (Jun 2023)
Tax Bill	$2,525 (2025)
Deeds & Mortgages	Jun 2023 Transfer Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-12-2-28-0222-000`

Property Details

APN / Parcel Number

Primary APN	`22-12-2-28-0222-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,330 sqft Living Area
1st Floor Area	1,064 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Wood Siding
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	76 ft deep x 132 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	154 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	259 HENRY ST
City	HEMLOCK
State	MI
Zip	48626-9209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M-1
Legal Description	LOT 6 AND N 10 FT OF LOT 7 BLK 15 HEMLOCK CITY SEC 28 T12N R2E
Legal Range	02E
Legal Township	12N
Legal Section	28
Legal Subdivision	HEMLOCK CITY SUB
Legal Block	15
Legal Lot Number	6N
Legal Unit	6-7,N
Jurisdiction	SAGINAW MI
Township / Civil Division	RICHLAND
Census Block Group	2
Census Block	2026
Census Tract	12100

Owner

259 Henry St is owned and occupied by two individuals who bought it in June 2023.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	259 HENRY ST, HEMLOCK, MI 48626-9209
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2023	Intrafamily Transfer, Transfer
Jun 13, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2023 · Amount on File
Deed Sale	Jun 13, 2023 · Amount on File
Prior Sale	Aug 23, 2007
Deed Document Number	202314272
Prior Transfer Date	Jun 12, 2023
Prior Transfer Doc	0000014623
Record Updated	Oct 29, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAGINAW MI
Recording Date	Jun 20, 2023
Property Address	259 HENRY ST, HEMLOCK, MI 48626-9209
Document Number	0000014623
Map Reference	LB 1 PG 1
Instrument Date	Jun 12, 2023
Instrument	2023014623
Transaction Type	Transfer
Record Updated	Jul 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	259 HENRY ST, HEMLOCK, MI 48626-9209

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	259 HENRY ST, HEMLOCK, MI 48626-9209

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Jun 13, 2023
Property Address	259 HENRY ST, HEMLOCK, MI 48626-9209
Document Number	0000014272
Map Reference	LB 1 PG 1
Instrument Date	Jun 12, 2023
Instrument	2023014272
Transaction Type	Transfer
Record Updated	Jun 30, 2023
Title Company	CROSSROADS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7575 HILLSHIRE CT, SAGINAW, MI 48609-4218

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1759 W MICHIGAN AVE, SAGINAW, MI 48602-1136

Mortgage

Document Number	0000014273
Date	Jun 13, 2023
Instrument	2023014273

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 259 Henry St was $2,525 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Richland Township
Unified School District	Hemlock Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,200 (+13.23%)	$104,400 (+13.23%)
2025	$2,525.00 Homeowner's exemption	$46,100	$92,200
2023		$37,900 (+18.44%)	$75,800 (+18.44%)
2022	$1,858.00 (+4.32%) Homeowner's exemption	$32,000	$64,000
2021	$1,781.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 259 Henry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 259 Henry St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HEMLOCK/RICHLAND TOWNSHIP serves 1,632 people · EPA ID MI0003110
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
LakeNet Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20

May also be available: Air Advantage, T-Mobile.

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