259 Estes Rd, Gaffney, SC 29341 Property Records

Cherokee County property record for 259 Estes Rd, Gaffney, SC 29341

Property Summary

Property Type	Single Family Home
Details	1,456 sqft · built 1970
Lot Size	1.03 acres (44,867 sqft)
Owner	Individual Name on Record
Last Sale	$127,000 (Jun 2015)
Tax Bill	$716 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Feb 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`006555-23-3`

Property Details

APN / Parcel Number

Primary APN	`006555-23-3`
Alternative APNs	`0960000039101 00016105` `096-00-00-039.101` `006646223`

Interior

Stories	1 Story
Building Area	1,456 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Brick Veneer
Lot Area	44,867 sqft (1.03 acres)
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Location & Zoning

Street Address	259 ESTES RD
City	GAFFNEY
State	SC
Zip	29341-3725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	259 ESTES RD FM PHILLIPS $127000
Legal Subdivision	PLAT PREPARED FOR ROBERT L PAINTER
Legal Tract	10
Jurisdiction	CHEROKEE SC
Township / Civil Division	GAFFNEY
Census Block Group	2
Census Block	2005
Census Tract	970203

Owner

Source: Cherokee County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	259 ESTES RD, GAFFNEY, SC 29341-3725
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE PROS
Feb 9, 2024	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
May 1, 2023	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Dec 7, 2017	Deed of Trust, Mortgage · Conventional with PMI VILLAGE CAP & INVS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2015 · Amount on Record
Deed Sale	Jun 26, 2015 · Amount on Record
Deed Book / Page	78 / 562
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE SC
Recording Date	Aug 26, 2026
Property Address	259 ESTES RD, GAFFNEY, SC 29341-3725
Document Number	0000004871
Book / Page	202 / 2669
Instrument Date	Jul 25, 2026
Instrument	20264871
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	259 ESTES RD, GAFFNEY, SC 29341-3725

Mortgage

Document Number	0000004871,
Date	Aug 26, 2026
Book Page	202/2669
Instrument	20264871

Lender

Name	MORTGAGE PROS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE SC
Property Address	259 ESTES RD, GAFFNEY, SC 29341-3725
Transaction Type	Mortgage
Record Updated	May 14, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	259 ESTES RD, GAFFNEY, SC 29341-3725

Mortgage

Document Number	0001690621
Date	Feb 9, 2024
Book Page	169/621
Instrument	2024-672

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	479 Months
Due	Jan 1, 2064

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE SC
Property Address	259 ESTES RD, GAFFNEY, SC 29341-3725
Transaction Type	Mortgage
Record Updated	Sep 7, 2023
Title Company	MILESTONE TITLE INC, MILESTONE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001592234
Date	May 1, 2023
Book Page	159/2234
Instrument	202300002487

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE SC
Property Address	259 ESTES RD, GAFFNEY, SC 29341-3725
Document Number	0000992198
Book / Page	000099 / 002198
Instrument Date	Dec 7, 2017
Transaction Type	Mortgage
Record Updated	Jan 17, 2018
Title Company	MILESTONE SETTLEMENT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	259 ESTES RD GAFFNEY SC 293413725, GAFFNEY, SC 29341-3725

Mortgage

Document Number	0000992198
Date	Dec 18, 2017
Book Page	000099/002198
Instrument	6115

Lender

Name	VILLAGE CAP & INVS
Type	Funding / Finance Company
Address	HENDERSON, NV 89052

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2047

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of November 20, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$716.00 (+19.33%)	$5,760 (-) Land $410 Building $5,350	$143,900 (-) Land $10,200 Building $133,700
2023	$600.00	$5,760 Land $410 Building $5,350	$143,900 Land $10,200 Building $133,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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