259 Emerling Dr, Saint Louis, MO 63121 Property Records

St. Louis County property record for 259 Emerling Dr, Saint Louis, MO 63121

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,035 sqft · built 1953
Lot Size0.162 acres (7,057 sqft)
OwnerCompany Name on Record
Last Sale$28,500 (Jun 2020)
Tax Bill$1,573 (2025)
Deeds & MortgagesAug 2020 Line of Credit
Dec 2020 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN13J-34-0312

Property Details

APN / Parcel Number

Primary APN13J-34-0312

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,035 sqft Living Area
Gross Area1,112 sqft
1st Floor Area1,026 sqft

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Architectural StyleRanch
Exterior MaterialBrick
Foundation TypeRaised
Lot Area7,057 sqft (0.162 acres)
Lot Dimensions67 ft deep x 51 ft wide

Exterior Amenities

PorchStoop
Patio Area77 sqft
Balcony Area9 sqft
Poultry House77 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address259 EMERLING DR
CitySAINT LOUIS
StateMO
Zip63121-1021
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code96A
Legal DescriptionADELE TERRACE LOT 19
Legal SubdivisionADELE TERRACE
Legal Lot Number19
JurisdictionST LOUIS MO
Township / Civil DivisionNORMANDY
Census Block Group1
Census Block1029
Census Tract212701

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address8651 OLD HWY N, 101, LAKE SAINT LOUIS, MO 63367-4056
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2020Deed of Trust, Mortgage · Line of Credit
LINDELL BANK & TRUST CO
Dec 29, 2020Deed of Trust, Mortgage · Line of Credit
HERITAGE CMNTY BK
Jun 9, 2020Warranty Deed, Transfer
WESTRE FINANCIAL GROUP LLC WESTRE FINANCIAL GROUP LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 9, 2020 · Amount on Record
Deed SaleJun 9, 2020 · Amount on Record
Prior SaleApr 20, 2016 · Amount on Record
Deed Document Number2020571
Deed Book / Page24084 / 3588
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address259 EMERLING DR, SAINT LOUIS, MO 63121-1021
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyINVESTORS TITLE CO CLAYTON

Transferred To (Grantee/Buyer)

NameVerified Name
Address9019 HARVEST RUN DR, O FALLON, MO 63368-6222

Mortgage

Document Number0242145192
DateAug 14, 2020
Book Page24214/5192
Instrument2020081401046
Lender
NameLINDELL BANK & TRUST CO
TypeBank
AddressSAINT LOUIS, MO 63139
Agreement
TypeLine of Credit
AmountAmount Recorded

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address259 EMERLING DR, SAINT LOUIS, MO 63121-1021
Document Number0245685757
Instrument DateDec 29, 2020
Transaction TypeMortgage
Record UpdatedMar 3, 2021
Title CompanyINVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address9019 HARVEST RUN DR O FALLON MO 633686222, O FALLON, MO 63368-6222

Mortgage

Document Number0245685757
DateJan 7, 2021
Book Page024568/005757
Instrument863
Lender
NameHERITAGE CMNTY BK
TypeBank
AddressUNION, MO 63084
Agreement
TypeLine of Credit
AmountAmount Recorded
Term36 Months
DueJan 6, 2024
Interest
Rate TypeAdjustable Rate

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MO
Recording DateJun 9, 2020
Property Address259 EMERLING DR, SAINT LOUIS, MO 63121-1021
Document Number0240843588
Book / Page024084 / 003588
Instrument DateMay 8, 2020
Instrument571
Transaction TypeTransfer
Record UpdatedSep 16, 2020
Title CompanyINVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8651 HIGHWAY N #100PMB224 LAKE ST LOUIS MO 633674054, 100PMB, LAKE ST LOUIS, MO 63367-4054
InvestorPossibly a Property Investor

Mortgage

Document Number240843591
DateJun 9, 2020
Book Page024084/003591
Instrument572
Lender
NameWESTRE FINANCIAL GROUP LLC WESTRE FINANCIAL GROUP LLC
TypeBank
AddressSAINT LOUIS, MO 63131
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateMissouri
MunicipalityCool Valley City
CountySt. Louis County
Unified School DistrictFerguson-Florissant R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$18,680 (-) Land $2,380 Building $16,300$98,300 (-) Land $12,500 Building $85,800
2025$1,573.00 (+4.94%)$18,680 (+12.39%) Land $2,380 Building $16,300$98,300 (+12.34%) Land $12,500 Building $85,800
2024$1,499.00 (+2.11%)
2023$1,468.00 (+24.51%)$16,620 (+37.58%) Land $2,770 Building $13,850$87,500 (+37.58%) Land $14,600 Building $72,900
2022$1,179.00$12,080 Land $2,770 Building $9,310
2021$63,600 Land $14,600 Building $49,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 31 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims21 (2008–2024)
Most Recent ClaimNov 2024 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Jul 2022 · 17 claims
  • Severe Storms, Flooding, And A Tornado, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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