259 Cowans Ford Rd, Stanley, NC 28164 Property Records

Lincoln County property record for 259 Cowans Ford Rd, Stanley, NC 28164

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,512 sqft · built 1993
Lot Size	0.743 acres (32,365 sqft)
Owner	Company Name on Record
Last Sale	$20,000 (Jun 2025)
Tax Bill	$961 (2026)
Deeds & Mortgages	Sep 2020 Foreclosure Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4611-47-0386`

Property Details

APN / Parcel Number

Primary APN	`4611-47-0386`
Alternative APNs	`461101470386` `280154` `310793` `34475`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,512 sqft Living Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	32,365 sqft (0.743 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	310793
Street Address	259 COWANS FORD RD
City	STANLEY
State	NC
Zip	28164-8792
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	ELDD R-T
Legal Description	COWANS FORD PT#7
Legal Subdivision	CHARLES F & FLORENCE M GREEN P
Legal Tract	2
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	2
Census Block	2000
Census Tract	71102

Owner

Source: Lincoln County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3357 QUINLAN LN, LINCOLNTON, NC 28092-7515
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2020	Foreclosure ATTORNEY ONLY
Feb 28, 2017	Warranty Deed, Transfer · Conventional Mortgage DAVID CURTIS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2025 · Amount on Record
Deed Sale	Jun 24, 2025 · Amount on Record
Prior Sale	Sep 10, 2020 · Amount on Record
Deed Document Number	2025695781
Deed Book / Page	3417 / 433
Prior Transfer Date	Sep 8, 2020
Prior Transfer Doc	2949147
Record Updated	Oct 29, 2026

September 2020: Foreclosure

Document Type	Foreclosure
Jurisdiction	LINCOLN NC
Recording Date	Sep 10, 2020
Property Address	259 COWANS FORD RD, STANLEY, NC 28164-8792
Document Number	2949147
Book / Page	002949 / 000147
Instrument Date	Jun 9, 2020
Instrument	615621
Transaction Type	Foreclosure
Record Updated	Oct 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$40.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3357 QUINLAN LN LINCOLNTON NC 280927515, LINCOLNTON, NC 28092-7515

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Feb 28, 2017
Property Address	259 COWANS FORD RD, STANLEY, NC 28164-8792
Document Number	2649245
Book / Page	002649 / 000245
Instrument Date	Feb 20, 2017
Instrument	559444
Transaction Type	Transfer
Record Updated	Mar 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	259 COWANS FORD RD STANLEY NC 281648792, STANLEY, NC 28164-8792

Mortgage

Document Number	2649250
Date	Feb 28, 2017
Book Page	002649/000250
Instrument	559446

Lender

Name	DAVID CURTIS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 27, 2018

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$961.00	$135,954 (-) Land $26,750 Building $109,204	$135,954 (-) Land $26,750 Building $109,204
2025	$961.00 (+2.56%)	$135,954 (-) Land $26,750 Building $109,204	$135,954 (-) Land $26,750 Building $109,204
2023	$937.00	$135,954 Land $26,750 Building $109,204	$135,954 Land $26,750 Building $109,204

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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