259 Cedar Ln, Hope, ID 83836 Property Records

Bonner County property record for 259 Cedar Ln, Hope, ID 83836

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 948 sqft · built 1970
Lot Size	0.405 acres (17,642 sqft)
Owner	Company Name on Record
Last Sale	$550,400 (Jun 2022)
Tax Bill	$3,676 (2026)
Deeds & Mortgages	Oct 2025 Second Mortgage Apr 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`RP002790020140A`

Property Details

APN / Parcel Number

Primary APN	`RP002790020140A`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	948 sqft Finished Area
1st Floor Area	948 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	17,642 sqft (0.405 acres)
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Pole Barn	640 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	259 CEDAR LN
City	HOPE
State	ID
Zip	83836-9764
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	12-56N-1E MTN VIEW SHORES BLK 2 LOT 14
Legal Range	01E
Legal Township	56N
Legal Section	12
Legal Subdivision	MTN VIEW SHORES
Legal Block	2
Legal Lot Number	14
Jurisdiction	BONNER ID
Township / Civil Division	CLARK FORK
Census Block Group	3
Census Block	3071
Census Tract	950100

Owner

Source: Bonner County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 349, HOPE, ID 83836-0349
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOFI BANK NA
Apr 21, 2022	Intrafamily Transfer, Transfer · Second Mortgage (Down Payment) ROCKET MORTGAGE LLC
Jun 15, 2022	Re-recorded Document · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 13, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Oct 13, 2020	Intrafamily Transfer, Transfer AMROCK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2022 · Amount on Record
Deed Sale	Jun 15, 2022 · Amount on Record
Prior Sale	Apr 21, 2022 · Amount on Record
Deed Document Number	20221007009
Prior Transfer Date	Apr 16, 2022
Prior Transfer Doc	0001004255
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	259 CEDAR LN, HOPE, ID 83836-9764
Transaction Type	Mortgage
Record Updated	Nov 19, 2025
Title Company	SIMPLE TITLE AND ESCROW, SILK TITLE AND ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001054272
Date	Oct 31, 2025
Instrument	1054272

Lender

Name	SOFI BANK NA
Type	Bank
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BONNER ID
Recording Date	Apr 21, 2022
Property Address	259 CEDAR LN, HOPE, ID 83836-9764
Document Number	0001004255
Map Reference	MB 2 PG 35
Instrument Date	Apr 16, 2022
Instrument	1004255
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMROCK LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	259 CEDAR LN, HOPE, ID 83836-9764

Mortgage

Document Number	0001004256
Date	Apr 21, 2022
Instrument	1004256

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Margin	3
Max Rate	8.37%

June 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	BONNER ID
Recording Date	Jun 15, 2022
Property Address	259 CEDAR LN, HOPE, ID 83836-9764
Document Number	0001007009
Map Reference	MB 2 PG 35
Instrument Date	Apr 16, 2022
Instrument	1007009
Record Updated	Jun 7, 2023
Title Company	AMROCK LLC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	259 CEDAR LN, HOPE, ID 83836-9764

Mortgage

Document Number	0001007010
Date	Jun 15, 2022
Instrument	1007010

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2032
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	8.37%
Index	Other
Margin	3
Max Rate	8.37%

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BONNER ID
Recording Date	Oct 13, 2020
Property Address	259 CEDAR LN, HOPE, ID 83836-9764
Document Number	0000967578
Map Reference	MB 2 PG 35
Instrument Date	May 20, 2020
Instrument	967578
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	NOT AVAILABLE, AMMROCK

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	259 CEDAR LN, HOPE, ID 83836-9764

Mortgage

Document Number	0000967579
Date	Oct 13, 2020
Instrument	967579

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	176 Months
Due	Jun 1, 2035

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BONNER ID
Recording Date	Oct 13, 2020
Property Address	259 CEDAR LN, HOPE, ID 83836-9764
Document Number	0000967580
Map Reference	MB 2 PG 35
Instrument Date	May 20, 2020
Instrument	967580
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	259 CEDAR LN, HOPE, ID 83836-9764

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,676.00 (-0.38%) Homeowner's exemption	$1,441,018 (+34.06%) Land $1,169,950 Building $271,068	$1,441,018 (+34.06%) Land $1,169,950 Building $271,068
2025	$3,690.00 (+18.54%) Homeowner's exemption	$1,074,920 (+4.08%) Land $879,350 Building $195,570	$1,074,920 (+4.08%) Land $879,350 Building $195,570
2023	$3,113.00 Homeowner's exemption	$1,032,796 Land $879,350 Building $153,446	$1,032,796 Land $879,350 Building $153,446

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 85% of Idaho
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kaniksu Internet Fiber	2,500 / 2,500
Wired or Wireless Fiber	100 / 100

May also be available: Fatbeam.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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