259 Bond St, Marion, NC 28752 Property Records

McDowell County property record for 259 Bond St, Marion, NC 28752

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,164 sqft · built 1974
Lot Size	0.53 acres (23,087 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Feb 2009)
Tax Bill	$697 (2025)
Deeds & Mortgages	Dec 2018 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1700-00-43-8912`

Property Details

APN / Parcel Number

Primary APN	`1700-00-43-8912`
Alternative APN	`49351`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,164 sqft Heated Area
Gross Area	1,824 sqft
1st Floor Area	1,164 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	23,087 sqft (0.53 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	49351
Street Address	259 BOND ST
City	MARION
State	NC
Zip	28752-5109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	335,495
Legal Subdivision	SWANN WEBB PROPERTY
Jurisdiction	MCDOWELL NC
Township / Civil Division	MARION
Census Block Group	1
Census Block	1035
Census Tract	970500

Owner

259 Bond St is owned and occupied by an individual who acquired it in September 2020.

Source: McDowell County records, as of December 2, 2025

Owner of Record	Individual Name on File
Mailing Address	259 BOND ST, MARION, NC 28752-5109
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2018	Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU
Sep 17, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2009 · Amount on File
Deed Sale	Feb 20, 2009 · Amount on File
Prior Sale	Oct 26, 2007 · Amount on File
Deed Document Number	2009742
Deed Book / Page	985 / 716
Last Transfer Date	Sep 11, 2020
Transfer Doc	0013220881
Record Updated	Jun 8, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	259 BOND ST, MARION, NC 28752-5109
Transaction Type	Mortgage
Record Updated	Oct 25, 2021
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012620494
Date	Dec 12, 2018
Book Page	1262/0494
Instrument	2018005711

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Change Frequency	5 Years
Index	5-Year CMT
Margin	2
Max Rate	6%

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCDOWELL NC
Recording Date	Sep 17, 2020
Property Address	259 BOND ST, MARION, NC 28752-5109
Document Number	0013220881
Book / Page	1322 / 881
Instrument Date	Sep 11, 2020
Instrument	2020004716
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	259 BOND ST, MARION, NC 28752-5109

Mortgage

Document Number	2020004717
Date	Sep 17, 2020
Instrument	2020004717

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Oct 1, 2025
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.87%
Index	5-Year CMT
Margin	2
Max Rate	9.87%

Tax Assessment & Valuation

The 2025 property tax bill for 259 Bond St was $697.

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$697.00	$97,670 Land $25,000 Building $72,670
2023	$675.00	$97,670 Land $25,000 Building $72,670	$97,670 Land $25,000 Building $72,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 259 Bond St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	13 (1983–2024)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 259 Bond St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless · Fiber in parts of the area	500 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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