Bergen County and Emerson Borough property record for 259 Ackerman Ave, Emerson, NJ 07630
| Property Type | Single Family Home |
|---|---|
| Details | 2,325 sqft · built 1963 |
| Lot Size | 0.266 acres (11,600 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $550,000 (May 2018) |
| Tax Bill | $15,732 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Aug 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-00505-0000-00001 |
| Primary APN | 14-00505-0000-00001 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,325 sqft Living Area |
| 1st Floor Area | 2,325 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Construction Type | Frame |
| Lot Area | 11,600 sqft (0.266 acres) |
| Lot Dimensions | 116 ft deep x 100 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 016026 |
|---|---|
| Street Address | 259 ACKERMAN AVE |
| City | EMERSON |
| State | NJ |
| Zip | 07630-1565 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | 100X116 |
| Legal Subdivision | LOTS/ETNA MAP 1 |
| Legal Block | 505 |
| Legal Lot Number | 1 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | EMERSON |
| Census Block Group | 6 |
| Census Block | 6017 |
| Census Tract | 14000 |
Source: Bergen County and Emerson Borough records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 259 ACKERMAN AVE, EMERSON, NJ 07630-1565 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2026 | Deed of Trust, Mortgage · Line of Credit PENTAGON FEDERAL CREDIT UNION |
| Aug 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| May 17, 2018 | Deed with Mortgage, Transfer · Conventional Mortgage AGORA LNDG |
| Aug 4, 2017 | Grant Deed, Transfer FINANCE OF AMERICA COM'L LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 17, 2018 · Amount on Record |
| Deed Sale | May 17, 2018 · Amount on Record |
| Prior Sale | Aug 4, 2017 · Amount on Record |
| Deed Document Number | 201818-034783 |
| Deed Book / Page | 2943 / 858 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 28, 2026 |
| Property Address | 259 ACKERMAN AVE, EMERSON, NJ 07630-1565 |
| Document Number | 0000051908 |
| Book / Page | 5860 / 584 |
| Instrument Date | Jul 11, 2026 |
| Instrument | 202651908 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 259 ACKERMAN AVE, EMERSON, NJ 07630-1565 |
| Document Number | 0000051908, |
|---|---|
| Date | Jul 28, 2026 |
| Book Page | 5860/584 |
| Instrument | 202651908 |
| Name | PENTAGON FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 26, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 259 ACKERMAN AVE, EMERSON, NJ 07630-1565 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0036631055 |
|---|---|
| Date | Aug 10, 2020 |
| Book Page | 3663/1055 |
| Instrument | 20-072188 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10271 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 238 Months |
| Due | Jun 1, 2040 |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 17, 2018 |
| Property Address | 259 ACKERMAN AVE, EMERSON, NJ 07630-1565 |
| Document Number | 0029430858 |
| Book / Page | 002943 / 000858 |
| Instrument Date | May 9, 2018 |
| Instrument | 34783 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2018 |
| Title Company | CLEAR SKIES TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $550.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 259 ACKERMAN AVE EMERSON NJ 076301565, EMERSON, NJ 07630-1565 |
| Document Number | 29430863 |
|---|---|
| Date | May 17, 2018 |
| Book Page | 002943/000863 |
| Instrument | 34783 |
| Name | AGORA LNDG |
|---|---|
| Address | PITTSBURGH, PA 15212 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 16, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 4, 2017 |
| Property Address | 259 ACKERMAN AVE, EMERSON, NJ 07630-1565 |
| Document Number | 0026841904 |
| Book / Page | 002684 / 001904 |
| Instrument Date | Jun 19, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2017 |
| Title Company | CLEAR SKIES TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 259 ACKERMAN AVE EMERSON NJ 076301565, EMERSON, NJ 07630-1565 |
| Document Number | 26841909 |
|---|---|
| Date | Aug 4, 2017 |
| Book Page | 002684/001909 |
| Name | FINANCE OF AMERICA COM'L LLC |
|---|---|
| Address | NORTHBROOK, IL 60062 |
| Amount | Amount Recorded |
|---|
Source: Bergen County and Emerson Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Emerson Borough |
| Unified School District | Emerson Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $460,000 (-) Land $210,700 Building $249,300 | $460,000 (-) Land $210,700 Building $249,300 | |
| 2025 | $15,732.00 (-1.75%) | $460,000 (-5.12%) Land $210,700 Building $249,300 | $460,000 (-5.12%) Land $210,700 Building $249,300 |
| 2024 | $16,012.00 (+9.08%) | ||
| 2023 | $484,800 Land $210,700 Building $274,100 | $484,800 Land $210,700 Building $274,100 | |
| 2022 | $14,679.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1979–2021) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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