25896 Prada Dr, Punta Gorda, FL 33955 Property Records

Charlotte County property record for 25896 Prada Dr, Punta Gorda, FL 33955

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,638 sqft · built 2022
Lot Size	0.216 acres (9,440 sqft)
Owner	Individual Name on File
Last Sale	$322,500 (Mar 2025)
Tax Bill	$3,842 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Nov 2020 Sale
Flood Zone	Zone D (undetermined)
APN	`42-23-29-442-005`

Property Details

APN / Parcel Number

Primary APN	`42-23-29-442-005`
Alternative APNs	`0095260-503000-8` `10004729549`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,638 sqft Living Area
Gross Area	2,652 sqft
Flooring	Covered

Exterior

Year Built	Built 2022
Exterior Material	Composition/Composite
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	9,440 sqft (0.216 acres)
Driveway	Driveway
Driveway Area	1,040 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	10004729549
Old Parcel Number	00952605030008
Street Address	25896 PRADA DR
City	PUNTA GORDA
State	FL
Zip	33955-4320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PGI 016 0355 0010 PUNTA GORDA ISLES SEC16 BLK355 LT10 675/1494 1092/1925 2460/719 2773/535 2962/1975 30
Legal Range	23E
Legal Township	42S
Legal Section	29
Legal Subdivision	PUNTA GORDA ISLES
Legal Block	355
Legal Lot Number	10
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1015
Census Tract	10506

Owner

25896 Prada Dr is owned and occupied by an individual who bought it in March 2025.

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	25896 PRADA DR, PUNTA GORDA, FL 33955-4320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GENEVA FINANCIAL LLC
Nov 18, 2020	Warranty Deed, Transfer LANDSEL TITLE, LANDSEL TITLE AGENCY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2025 · Amount on File
Deed Sale	Mar 10, 2025 · Amount on File
Prior Sale	Feb 11, 2022 · Amount on File
Deed Document Number	3503077
Record Updated	Jun 8, 2026

February 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Feb 11, 2022
Property Address	25896 PRADA DR, PUNTA GORDA, FL 33955-4320
Document Number	0049252112
Book / Page	4925 / 2112
Map Reference	MB 8 PG 27A-27O
Instrument Date	Feb 10, 2022
Instrument	3058020
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 27, 2022
Title Company	LANDSEL TITLE, LANDSEL TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,961.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6350 TECHSTER BLVD STE 1, 6350, FORT MYERS, FL 33966-4705

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25896 PRADA DR, PUNTA GORDA, FL 33955-4320

Mortgage

Document Number	0049252114
Date	Feb 11, 2022
Instrument	4925/2114

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Nov 18, 2020
Property Address	25896 PRADA DR, PUNTA GORDA, FL 33955-4320
Document Number	0046630617
Book / Page	004663 / 000617
Instrument Date	Nov 17, 2020
Instrument	2873715
Transaction Type	Transfer
Record Updated	Dec 17, 2020
Title Company	LANDSEL TITLE, LANDSEL TITLE AGENCY INC

Transaction

Amount	Amount on Record
Tax	$63.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6350 TECHSTER BLVD #1 FORT MYERS FL 339664705, 1, FORT MYERS, FL 33966-4705
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 25896 Prada Dr was $3,842 with a homeowner's exemption.

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,842.00 Homeowner's exemption	$294,683	$363,727 Land $40,000 Building $323,727
2023	$4,747.00 (+1,240.96%) Homeowner's exemption	$302,629 (+1,383.48%)	$341,637 (+1,574.69%) Land $27,000 Building $314,637
2022	$354.00	$20,400 Land $20,400	$20,400 Land $20,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 25896 Prada Dr in Zone D, where flood risk has not been studied, though there have been 131 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 432 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	448 units insured incl. 16 condo units
Nearby Flood Claims	131 (2017–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 80 claims Hurricane Helene, Oct 2024 · 34 claims Hurricane Ian, Oct 2022 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25896 Prada Dr is very high, ranking above 90% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 84% of Florida
Wildfire Likelihood	2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile.

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