2589 Shiloh Rd, Covington, TN 38019 Property Records

Tipton County property record for 2589 Shiloh Rd, Covington, TN 38019

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,342 sqft · built 1955
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on File
Last Sale	$1,800 (Sep 2019)
Tax Bill	$975 (2025)
Deeds & Mortgages	May 2020 Loan Modification Nov 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`084016 06600`

Property Details

APN / Parcel Number

Primary APN	`084016 06600`
Alternative APN	`016 06600`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,342 sqft Living Area
1st Floor Area	1,209 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2000
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	52,272 sqft (1.2 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	2589 SHILOH RD
City	COVINGTON
State	TN
Zip	38019-6191
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FAR
Legal Description	DISTRICT: 12, COUNTY AREA: G61
Legal Subdivision	LITTLES SHILOH RD
Legal Lot Number	1
Jurisdiction	TIPTON TN
Township / Civil Division	3
Census Block Group	1
Census Block	1015
Census Tract	40400

Owner

2589 Shiloh Rd is owned and occupied by two individuals who acquired it in September 2020.

Source: Tipton County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2589 SHILOH RD, COVINGTON, TN 38019-6191
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2020	Loan Modification, Mortgage PATRIOT BK
Nov 14, 2019	Deed of Trust, Construction Loan · Line of Credit PATRIOT BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2019 · Amount on File
Deed Sale	Sep 4, 2019 · Amount on File
Prior Sale	Sep 27, 2011 · Amount on File
Deed Document Number	2019226207
Deed Book / Page	1812 / 275
Last Transfer Date	Sep 14, 2020
Transfer Doc	0001862502
Record Updated	Jun 8, 2026

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	TIPTON TN
Property Address	2589 SHILOH RD, COVINGTON, TN 38019-6191
Document Number	1844387
Instrument Date	May 11, 2020
Transaction Type	Mortgage
Record Updated	Jul 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2589 SHILOH RD COVINGTON TN 380196191, COVINGTON, TN 38019-6191

Mortgage

Document Number	1844387
Date	May 21, 2020
Book Page	001844/000387
Instrument	233357

Lender

Name	PATRIOT BK
Type	Bank
Address	ATOKA, TN 38004

Agreement

Amount	Amount on Record
Term	12 Months
Due	May 20, 2021

November 2019: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Recording Date	Nov 14, 2019
Property Address	2589 SHILOH RD, COVINGTON, TN 38019-6191
Document Number	1821175
Book / Page	001821 / 000175
Instrument Date	Nov 4, 2019
Instrument	228213
Transaction Type	Construction Loan
Record Updated	Jul 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2589 SHILOH RD COVINGTON TN 380196191, COVINGTON, TN 38019-6191

Mortgage

Document Number	1821175
Date	Nov 14, 2019
Book Page	001821/000175
Instrument	228213

Lender

Name	PATRIOT BK
Type	Bank
Address	ATOKA, TN 38004

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Nov 13, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2589 Shiloh Rd was $975.

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$975.00	$64,075 Land $5,800 Building $58,275
2023		$64,075 (+41.13%) Land $5,800 Building $58,275
2022	$926.00	$45,400 Land $4,275 Building $41,125	$181,600 Land $17,100 Building $164,500
2020			$256,300 Land $23,200 Building $233,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2589 Shiloh Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2589 Shiloh Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FIRST U.D. OF TIPTON COUNTY serves 9,340 people · EPA ID TN0000703
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Aeneas Communications Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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