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2589 Pebble Creek Ct, Tracy, CA 95377 Property Records

San Joaquin County property record for 2589 Pebble Creek Ct, Tracy, CA 95377 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,565 sqft · built 1997
Lot Size0.195 acres (8,519 sqft)
Owner2 Individual Names on File
Last Sale$420,000 (Jul 2015)
Tax Bill$5,893 (2025)
Deeds & MortgagesOct 2021 Mortgage
Feb 2019 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN238-260-270-000

Property Details

APN / Parcel Number

Primary APN238-260-270-000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,565 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Architectural StyleOther
Construction TypeWood
Lot Area8,519 sqft (0.195 acres)
Garage TypeMixed
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2589 PEBBLE CREEK CT
CityTRACY
StateCA
Zip95377-0210
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description98-FM PT OF 238-020-43 PER BRIDLE CREEK UNIT NO. 2
Legal SubdivisionBRIDLE CREEK UNIT #3
Legal Tract2774
Legal Lot Number134
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group1
Census Block1014
Census Tract5224

Owner

Source: San Joaquin County records · APN 238-260-270-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2589 PEBBLE CREEK CT, TRACY, CA 95377-0210
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 01, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Feb 27, 2019Deed of Trust, Mortgage · Line of Credit
TCF NATIONAL BANK
Jul 31, 2017Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 13, 2015 · Amount on Record
Deed SaleJul 13, 2015 · Amount on Record
Prior SaleNov 14, 1997 · Amount on Record
Deed Document Number2015-083401
Record UpdatedJun 08, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address2589 PEBBLE CREEK CT, TRACY, CA 95377-0210
Transaction TypeMortgage
Record UpdatedOct 13, 2021
Title CompanyORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2589 PEBBLE CREEK CT, TRACY, CA 95377-0210

Mortgage

Document Number0000165545
DateOct 01, 2021
Instrument2021-165545
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2051

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address2589 PEBBLE CREEK CT, TRACY, CA 95377-0210
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2589 PEBBLE CREEK CT, TRACY, CA 95377-0210

Mortgage

Document Number0000020124
DateFeb 27, 2019
Instrument2019-020124
Lender
NameTCF NATIONAL BANK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 23, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address2589 PEBBLE CREEK CT, TRACY, CA 95377-0210
Document Number0000088965
Instrument DateJul 31, 2017
Transaction TypeMortgage
Record UpdatedAug 14, 2017
Title CompanyBOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2589 PEBBLE CREEK CT TRACY CA 953770210, TRACY, CA 95377-0210

Mortgage

Document Number0000088965
DateAug 04, 2017
Instrument88965
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 03, 2047
Interest
Rate TypeAdjustable Rate
Rate3.99%

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,893.00 (+10.13%)$497,187 (+4.04%) Land $174,014 Building $323,173
2023$5,351.00 (+2.1%)$477,882 Land $167,257 Building $310,625
2022$5,241.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770052241, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
1 of 2 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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