Cape May County and Avalon Borough property record for 2589 Ocean Dr, Avalon, NJ 08202
| Property Type | Commercial |
|---|---|
| Details | 1,440 sqft |
| Lot Size | 0.126 acres (5,502 sqft) |
| Owner | Company Name on File |
| Last Sale | $900,000 (Apr 2005) |
| Tax Bill | $1,989 (2024) |
| Deeds & Mortgages | Sep 2025 Mortgage Oct 2025 Mortgage + 7 more |
| Flood Zone | Zone AE (high risk) |
| APN | 01-00025-04-00063-2589 |
| Primary APN | 01-00025-04-00063-2589 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,440 sqft Total Area |
| Architectural Style | Ranch |
|---|---|
| Construction Type | Frame |
| Lot Area | 5,502 sqft (0.126 acres) |
| Lot Dimensions | 110 ft deep x 50 ft wide |
| Street Address | 2589 OCEAN DR |
|---|---|
| City | AVALON |
| State | NJ |
| Zip | 08202-1964 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | B-1 |
| Legal Description | 63.02, OCEAN DR SEAFOOD |
| Legal Subdivision | OCEAN/26TH CONDO |
| Legal Block | 25.4 |
| Legal Lot Number | 63 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | AVALON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20902 |
2589 Ocean Dr, a commercial property, is owned by a company that acquired it in November 2017.
Source: Cape May County and Avalon Borough records, as of June 29, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2589 OCEAN DR, AVALON, NJ 08202-1964 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 29, 2025 | Deed of Trust, Mortgage · Conventional Mortgage THE WELSH FAMILY IRREVOCABLE TRUST |
| Oct 6, 2025 | Deed of Trust, Mortgage · Conventional Mortgage THOMES J WELSH JR |
| Oct 20, 2025 | Deed of Trust, Mortgage BENJAMIN G SIMONE & C TONI SIMONE |
| Oct 20, 2025 | Deed of Trust, Mortgage BENJAMIN G SIMONE & C TONI SIMONE |
| May 5, 2025 | Deed, Transfer · Conventional Mortgage CITIZENS BANK NA |
| Feb 15, 2024 | Deed, Transfer |
| Apr 10, 2023 | Deed, Transfer SEABOARD TITLE AGENCY |
| Jan 20, 2022 | Deed, Transfer |
| May 13, 2020 | Deed of Trust, Mortgage FIRST NAT'L BK/ELMER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 25, 2005 · Amount on File |
| Deed Sale | Apr 25, 2005 · Amount on File |
| Prior Sale | Mar 27, 1997 · Amount on File |
| Deed Document Number | 2005485 |
| Deed Book / Page | 3150 / 993 |
| Last Transfer Date | Nov 21, 2017 |
| Transfer Doc | 0000044703 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 2589 OCEAN DR, AVALON, NJ 08202-1964 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Title Company | SEABORD TITLE, SEABOARD TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000076994 |
|---|---|
| Date | Sep 29, 2025 |
| Book Page | M6842/169 |
| Instrument | 2025076994 |
| Name | THE WELSH FAMILY IRREVOCABLE TRUST |
|---|---|
| Address | 2589 OCEAN DR, AVALON, NJ 08202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Sep 16, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 2589 OCEAN DR, AVALON, NJ 08202-1964 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Title Company | SEABORD TITLE, SEABOARD TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000077650 |
|---|---|
| Date | Oct 6, 2025 |
| Book Page | M6844/280 |
| Instrument | 2025077650 |
| Name | THOMES J WELSH JR |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Oct 1, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 2589 OCEAN DR, AVALON, NJ 08202-1964 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Title Company | SEABORD TITLE, SEABOARD TITLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000078946 |
|---|---|
| Date | Oct 20, 2025 |
| Book Page | M6848/656 |
| Instrument | 2025078946 |
| Name | BENJAMIN G SIMONE & C TONI SIMONE |
|---|---|
| Address | 1199 READING BLVD, WYOMISSING, PA 19610 |
| Amount | Amount on Record |
|---|---|
| Term | 24 Months |
| Due | Oct 5, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 2589 OCEAN DR, AVALON, NJ 08202-1964 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Title Company | SEABORD TITLE, SEABOARD TITLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000078945 |
|---|---|
| Date | Oct 20, 2025 |
| Book Page | M6848/653 |
| Instrument | 2025078945 |
| Name | BENJAMIN G SIMONE & C TONI SIMONE |
|---|---|
| Address | 1199 READING BLVD, WYOMISSING, PA 19610 |
| Amount | Amount on Record |
|---|---|
| Term | 24 Months |
| Due | Oct 5, 2027 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | May 5, 2025 |
| Property Address | 2589 OCEAN DR, AVALON, NJ 08202-1964 |
| Document Number | 0000064985 |
| Book / Page | D4221 / 169 |
| Instrument Date | Apr 30, 2025 |
| Instrument | 2025064985 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Title Company | SEABORD TITLE, SEABOARD TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2589 OCEAN DR, AVALON, NJ 08202-1964 |
| Name | Verified Name |
|---|---|
| Address | 397 20TH ST, AVALON, NJ 08202-2163 |
| Document Number | 0000064986 |
|---|---|
| Date | May 5, 2025 |
| Instrument | 2025064986 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 0.06% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Monthly |
| Index | Other |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Feb 15, 2024 |
| Property Address | 2589 OCEAN DR, AVALON, NJ 08202-1964 |
| Document Number | 0000031525 |
| Book / Page | D4154 / 899 |
| Instrument Date | Mar 23, 2023 |
| Instrument | 2024031525 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2589 OCEAN DR, AVALON, NJ 08202-1964 |
| Name | Verified Name |
|---|---|
| Address | 365 GRACETOWN RD, CAPE MAY COURT HOUSE, NJ 08210-1018 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Apr 10, 2023 |
| Property Address | 2589 OCEAN DR, AVALON, NJ 08202-1964 |
| Document Number | 0000007469 |
| Book / Page | D4108 / 808 |
| Instrument Date | Mar 20, 2023 |
| Instrument | 2023007469 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2023 |
| Title Company | SEABOARD TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2589 OCEAN DR, AVALON, NJ 08202-1964 |
| Name | Verified Name |
|---|---|
| Address | 2589 OCEAN DR, AVALON, NJ 08202-1964 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Jan 20, 2022 |
| Property Address | 2589 OCEAN DR, AVALON, NJ 08202-1964 |
| Document Number | 0000002361 |
| Book / Page | D4034 / 655 |
| Instrument Date | Jan 12, 2022 |
| Instrument | 2022002361 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2589 OCEAN DR, AVALON, NJ 08202-1964 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 2589 OCEAN DR, AVALON, NJ 08202-1964 |
| Document Number | 0009490193 |
| Instrument Date | May 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2020 |
| Title Company | SEABOARD TITLE AGENCY, SEABOARD TITLE AGCY |
| Name | Verified Name |
|---|---|
| Address | 2589 OCEAN DR AVALON NJ 082021964, AVALON, NJ 08202-1964 |
| Document Number | 0009490193 |
|---|---|
| Date | Nov 18, 2020 |
| Book Page | 000949/000193 |
| Instrument | 40773 |
| Name | FIRST NAT'L BK/ELMER |
|---|---|
| Type | Bank |
| Address | 10 S MAIN ST, ELMER, NJ 08318-2264 |
| Amount | Amount on Record |
|---|
Source: Cape May County and Avalon Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| Municipality | Avalon Borough |
| Unified School District | Avalon Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $324,000 (-) Land $285,000 Building $39,000 | $324,000 (-) Land $285,000 Building $39,000 | |
| 2025 | $324,000 Land $285,000 Building $39,000 | $324,000 Land $285,000 Building $39,000 | |
| 2024 | $1,989.00 | ||
| 2023 | $324,000 (-) Land $285,000 Building $39,000 | $324,000 (-) Land $285,000 Building $39,000 | |
| 2022 | $1,840.00 (+3.84%) | $324,000 Land $285,000 Building $39,000 | $324,000 Land $285,000 Building $39,000 |
| 2021 | $1,772.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2589 Ocean Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 981 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 1,603 units insured incl. 622 condo units |
| Nearby Flood Claims | 547 (1979–2024) |
| Claims Outside the SFHA | 15 of 547 |
| Most Recent Claim | Nov 2024 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2589 Ocean Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AVALON WATER AND SEWERAGE UTILITIES serves 39,839 people · EPA ID NJ0501001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 821 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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