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2589 North St, Cottondale, FL 32431 Property Records

Jackson County property record for 2589 North St, Cottondale, FL 32431

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,912 sqft · built 1921
Lot Size0.57 acres (24,823 sqft)
OwnerIndividual Name on File
Last Sale$15,000 (Aug 2015)
Tax Bill$531 (2025)
Deeds & MortgagesJun 2021 Transfer
Sep 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN30-5N-11-0091-00C0-0020

Property Details

APN / Parcel Number

Primary APN30-5N-11-0091-00C0-0020
Alternative APN
  • 11 N 530009100C00020

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,912 sqft Living Area
Gross Area2,244 sqft
1st Floor Area1,912 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1921
Effective Year BuiltEffective 1973
Architectural StyleBungalow
Exterior MaterialAsbestos
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area24,823 sqft (0.57 acres)
Lot Width165 ft Width
Garage TypeCarport
Garage Area156 sqft
CarportCarport
Carport Area156 sqft
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2589 NORTH ST
CityCOTTONDALE
StateFL
Zip32431-3038
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOR 699 P 469 LOTS 1,2,3,14, 15,16 & W 23 FT OF LOTS 4 & 13 BLOCK C, IN NE1/4 OF NE1/4 IN COTTONDALE IN SECT 36-5N-12 OR 922 P 429 OR 1183 P 198 & P 199 OR 1422 P 665 OR 1468 P 726 OR 1702 P 198
Legal Range11W
Legal Township05N
Legal Section30
Legal SubdivisionCOTTONDALE
Legal BlockC
Legal Lot Number100C0
JurisdictionJACKSON FL
Township / Civil DivisionCOTTONDALE
Census Block Group1
Census Block1084
Census Tract210400

Owner

2589 North St is owned by an individual who bought it in August 2015.

Source: Jackson County records, as of December 8, 2025

Owner of RecordIndividual Name on File
Mailing Address5704 HUMMINGBIRD RD, BASCOM, FL 32423-9275
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2021Quit Claim Deed, Transfer
Quitclaim
Sep 18, 2017Loan Modification, Mortgage · Conventional Mortgage
PEOPLESSOUTH BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 19, 2015 · Amount on File
Deed SaleAug 19, 2015 · Amount on File
Prior SaleMay 13, 2014
Deed Document Number20158551
Deed Book / Page1468 / 726
Prior Transfer DateFeb 20, 2008
Prior Transfer Doc0011830198
Record UpdatedJun 8, 2026

June 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionJACKSON FL
Recording DateJun 16, 2021
Property Address2589 NORTH ST, COTTONDALE, FL 32431-3038
Document Number0017020198
Book / Page1702 / 198
Instrument DateJun 14, 2021
Instrument202132007507
Transaction TypeTransfer
Record UpdatedNov 9, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address5704 HUMMINGBIRD RD, 5704, BASCOM, FL 32423-9275

Transferred To (Grantee/Buyer)

NameVerified Name
Address5704 HUMMINGBIRD RD, BASCOM, FL 32423-9275

September 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionJACKSON FL
Property Address2589 NORTH ST, COTTONDALE, FL 32431-3038
Document Number0015450656
Book / Page001545 / 000656
Instrument DateSep 18, 2017
Transaction TypeMortgage
Record UpdatedOct 31, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0015450656
DateSep 22, 2017
Book Page001545/000656
Instrument32010449
Lender
NamePEOPLESSOUTH BK
TypeBank
AddressMALONE, FL 32445
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term60 Months
DueSep 21, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 2589 North St was $531, down 0.2% from the year before.

Source: Jackson County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyJackson County
MunicipalityCottondale Town
Unified School DistrictJackson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$531.00 (-0.19%)$29,730 (-) Land $6,620 Building $23,110$29,730 (-) Land $6,620 Building $23,110
2024$532.00 (+1.53%)$29,730 (-) Land $6,620 Building $23,110$29,730 (-) Land $6,620 Building $23,110
2023$524.00 (+5.65%)$29,730 (-) Land $6,620 Building $23,110$29,730 (-) Land $6,620 Building $23,110
2022$496.00$29,730 Land $6,620 Building $23,110$29,730 Land $6,620 Building $23,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2589 North St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2589 North St is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOTTONDALE WATER SYSTEM
serves 861 people · EPA ID FL1320143
Water SourceGroundwater
Last State InspectionOct 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

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