2589 E Lacewood Dr, Meridian, ID 83646 Property Records

Ada County property record for 2589 E Lacewood Dr, Meridian, ID 83646

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,174 sqft · built 2015
Lot Size	0.264 acres (11,500 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Apr 2015)
Tax Bill	$3,421 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jul 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R9846880170`

Property Details

APN / Parcel Number

Primary APN	`R9846880170`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,174 sqft Living Area
Gross Area	5,082 sqft
1st Floor Area	2,258 sqft
Upper Floors Area	916 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	11,500 sqft (0.264 acres)
Garage Type	Attached
Garage Area	1,374 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Area	560 sqft
Porch	Porch
Porch Area	101 sqft
Deck Area	103 sqft
Patio Area	1,000 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2589 E LACEWOOD DR
City	MERIDIAN
State	ID
Zip	83646-1700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LOT 06 BLK 09 ZEBULON HEIGHTS SUB NO 05
Legal Range	01E
Legal Township	04N
Legal Section	32
Legal Subdivision	ZEBULON HEIGHTS SUB NO 05
Legal Block	09
Legal Lot Number	06
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	1
Census Block	1013
Census Tract	10365

Owner

2589 E Lacewood Dr is owned and occupied by an individual who acquired it in January 2023.

Source: Ada County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	2589 E LACEWOOD DR, MERIDIAN, ID 83646-1700
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed of Trust, Mortgage · Line of Credit U S BANK N A
Jul 18, 2019	Deed of Trust, Mortgage · Commercial Mortgage THE WASHINGTON TRUST CO OF WESTERLY
Jul 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 19, 2021	Deed of Trust, Mortgage · Line of Credit WASHINGTON TRUST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2015 · Amount on File
Deed Sale	Apr 13, 2015 · Amount on File
Prior Sale	May 20, 2014
Deed Document Number	201530158
Last Transfer Date	Jan 13, 2023
Transfer Doc	0000002486
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Recording Date	May 21, 2026
Property Address	2589 E LACEWOOD DR, MERIDIAN, ID 83646-1700
Document Number	0000036599
Instrument Date	May 6, 2026
Instrument	202636599
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2589 E LACEWOOD DR, MERIDIAN, ID 83646-1700

Mortgage

Document Number	0000036599,
Date	May 21, 2026
Instrument	202636599

Lender

Name	U S BANK N A

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	2589 E LACEWOOD DR, MERIDIAN, ID 83646-1700
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063724
Date	Jul 18, 2019
Instrument	2019-063724

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank
Address	GARDEN CITY, ID 83714

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	2589 E LACEWOOD DR, MERIDIAN, ID 83646-1700
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	PIONEER TITLE CO OF ADA CNTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000089584
Date	Jul 17, 2020
Instrument	2020-089584

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2035

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	2589 E LACEWOOD DR, MERIDIAN, ID 83646-1700
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043928
Date	Mar 19, 2021
Instrument	2021-043928

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	GARDEN CITY, ID 83714

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 2589 E Lacewood Dr was $3,421, down 6.1% from the year before.

Source: Ada County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Meridian City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,421.00 (-6.12%) Homeowner's exemption	$884,100	$884,100
2024	$3,644.00
2023		$818,600 Land $236,000 Building $582,600	$818,600 Land $236,000 Building $582,600
2022	$4,606.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2589 E Lacewood Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2589 E Lacewood Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Idaho
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097
Water Source	Groundwater
Last State Inspection	Jul 2023
Also Mapped Here	VEOLIA WATER IDAHO
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Sparklight Cable	1,000 / 50

May also be available: Anthem Broadband, CenturyLink, Verizon.

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