2589 E 2550 N, Layton, UT 84040 Property Records

Davis County property record for 2589 E 2550 N, Layton, UT 84040

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,477 sqft · built 1979
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$299,250 (Feb 2022)
Tax Bill	$2,987 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jun 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`09-066-0423`

Property Details

APN / Parcel Number

Primary APN	`09-066-0423`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,477 sqft Living Area
Basement Area	975 sqft
Unfinished Basement	975 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,375 sqft (0.33 acres)
View / Lot	Corner
Garage Area	798 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2589 E 2550 N
City	LAYTON
State	UT
Zip	84040-8137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10
Legal Description	ALL OF LOT 423, OAK FOREST NO 6. CONT. 0.33 ACRES
Legal Subdivision	OAK FOREST NO 6
Legal Lot Number	423
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	2
Census Block	2005
Census Tract	125804

Owner

2589 E 2550 N is owned and occupied by two individuals who bought it in February 2022.

Source: Davis County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2589 E 2550 N, LAYTON, UT 84040-8137
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage UTAH MORTGAGE LOAN CORP
Jun 3, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2022 · Amount on File
Deed Sale	Feb 28, 2022 · Amount on File
Deed Document Number	20223459982
Deed Book / Page	7955 / 2664
Prior Transfer Date	Jun 2, 2020
Prior Transfer Doc	7526/1928
Record Updated	Oct 29, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAVIS UT
Recording Date	Feb 28, 2022
Property Address	2589 E 2550 N, LAYTON, UT 84040-8137
Document Number	07955/2664
Book / Page	7955 / 2664
Instrument Date	Feb 28, 2022
Instrument	3459982
Transaction Type	Transfer
Record Updated	Mar 21, 2022
Title Company	TITLE GUARANTEE-LAYTON, TITLE GUARANTEE SETT

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2589 E 2550 N, LAYTON, UT 84040-8137

Mortgage

Document Number	0003459983
Date	Feb 28, 2022
Instrument	3459983

Lender

Name	UTAH MORTGAGE LOAN CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DAVIS UT
Recording Date	Jun 3, 2020
Property Address	2589 E 2550 N, LAYTON, UT 84040-8137
Document Number	0003257693
Book / Page	007526 / 001931
Instrument Date	Jun 2, 2020
Instrument	3257693
Transaction Type	Transfer
Record Updated	Aug 10, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2589 E 2550 N LAYTON UT 840408137, LAYTON, UT 84040-8137

Tax Assessment & Valuation

The 2025 property tax bill for 2589 E 2550 N was $2,987, up 5.8% from the year before.

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$292,050 (+2.31%) Land $152,064 Building $139,986	$531,000 (+2.31%) Land $276,480 Building $254,520
2025	$2,987.00 (+5.81%)	$285,450 Land $141,529 Building $143,921	$519,000 Land $257,326 Building $261,674
2024	$2,823.00 (+18.51%)
2023	$2,382.00 (-10.69%)	$494,000 Land $206,221 Building $287,779	$494,000 Land $206,221 Building $287,779
2022	$2,667.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2589 E 2550 N in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2000)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2000 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2589 E 2550 N is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 76% of Utah
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Rise Broadband.

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