2589 Cooley Rd, Beaver Dams, NY 14812 Property Records

Schuyler County and Dix Town property record for 2589 Cooley Rd, Beaver Dams, NY 14812

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,725 sqft · built 2024
Lot Size	8.76 acres (381,586 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Jul 2025)
Tax Bill	$4,453 (2026)
Deeds & Mortgages	May 2026 Mortgage Feb 2024 Refinance + 1 more
APN	`303-3157-00`

Property Details

APN / Parcel Number

Primary APN	`303-3157-00`
Alternative APN	`442489 94.00-1-39.122`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,725 sqft Living Area
1st Floor Area	1,725 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	381,586 sqft (8.76 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	303-3157-00
Street Address	2589 COOLEY RD
City	BEAVER DAMS
State	NY
Zip	14812-9435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	1
Legal Lot Number	39.122
Jurisdiction	SCHUYLER NY
Township / Civil Division	DIX
Census Block Group	3
Census Block	3046
Census Tract	950400

Owner

Source: Schuyler County and Dix Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11399 E CORNING RD, CORNING, NY 14830-3655
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust MOVEMENT MORTGAGE
Feb 22, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance CORNING FCU
Jul 24, 2025	Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2025 · Amount on Record
Deed Sale	Jul 24, 2025 · Amount on Record
Deed Document Number	20251276
Deed Book / Page	432 / 144
Record Updated	Oct 29, 2026

May 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	SCHUYLER NY
Recording Date	May 6, 2026
Property Address	2589 COOLEY RD, BEAVER DAMS, NY 14812-9435
Document Number	000627/674
Book / Page	627 / 674
Instrument Date	Apr 24, 2026
Instrument	2026733
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2589 COOLEY RD, BEAVER DAMS, NY 14812-9435

Mortgage

Document Number	0000000733,
Date	May 6, 2026
Book Page	627/674
Instrument	2026733

Lender

Name	MOVEMENT MORTGAGE

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHUYLER NY
Property Address	2589 COOLEY RD, BEAVER DAMS, NY 14812-9435
Transaction Type	Mortgage
Record Updated	Apr 16, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000605/435
Date	Feb 22, 2024
Book Page	605/435
Instrument	263

Lender

Name	CORNING FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	13 Months
Due	Mar 1, 2025

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHUYLER NY
Recording Date	Jul 24, 2025
Property Address	2589 COOLEY RD, BEAVER DAMS, NY 14812-9435
Document Number	000432/144
Book / Page	432 / 144
Instrument Date	Jul 18, 2025
Instrument	1276
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11399 E CORNING RD, CORNING, NY 14830-3655

Mortgage

Document Number	0000001277
Date	Jul 24, 2025
Instrument	1277

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

Tax Assessment & Valuation

Source: Schuyler County and Dix Town assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schuyler County
County Subdivision	Dix Town
Unified School District	Watkins Glen Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,453.00 (+1,249.39%)
2025	$330.00	$277,000 Land $40,400 Building $236,600	$284,103 Land $41,436 Building $242,667

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1996–2003)
Most Recent Claim	Jul 2003 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jul 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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