25880 Aysen Dr, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 25880 Aysen Dr, Punta Gorda, FL 33983

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,145 sqft · built 2006
Lot Size	0.22 acres (9,600 sqft)
Owner	Individual Name on Record
Last Sale	$100 (Apr 2022)
Tax Bill	$3,894 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Apr 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`402305151013`

Property Details

APN / Parcel Number

Primary APN	`402305151013`
Alternative APNs	`00952621077900` `10004608026`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,145 sqft Living Area
Gross Area	2,782 sqft
1st Floor Area	2,145 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,600 sqft (0.22 acres)
Garage Type	Attached
Garage Area	400 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed/Screened Porch
Porch Area	237 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00952621077900
Street Address	25880 AYSEN DR
City	PUNTA GORDA
State	FL
Zip	33983-5534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PUNTA GORDA ISLES SEC20 BLK607 LT39 767/2061 2389/1560 2919/602 2977/1376 4087/838 4103/1957 4103/334 4191/26 4959/1694
Legal Range	23E
Legal Township	40S
Legal Section	05
Legal Subdivision	PUNTA GORDA ISLES
Legal Tract	PGI
Legal Block	607
Legal Lot Number	39
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	3
Census Block	3003
Census Tract	20103

Owner

Source: Charlotte County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	25880 AYSEN DR, PUNTA GORDA, FL 33983-5534
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Apr 6, 2022	Intrafamily Transfer, Transfer · FHA Mortgage PLANET HOME LENDING LLC
Jul 15, 2021	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Feb 14, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Feb 14, 2019	Loan Modification, Mortgage · Conventional Mortgage PLANET HM LNDG
Apr 25, 2017	Warranty Deed, Transfer · FHA Mortgage PLANET HM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2022 · Amount on Record
Deed Sale	Apr 6, 2022 · Amount on Record
Prior Sale	Apr 25, 2017 · Amount on Record
Deed Document Number	20223083839
Deed Book / Page	4959 / 1694
Prior Transfer Date	Apr 1, 2022
Prior Transfer Doc	0049591694
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	25880 AYSEN DR, PUNTA GORDA, FL 33983-5534
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25880 AYSEN DR, PUNTA GORDA, FL 33983-5534

Mortgage

Document Number	0003594747
Date	Dec 9, 2025
Instrument	3594747

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	216 Months
Due	Dec 8, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLOTTE FL
Recording Date	Apr 6, 2022
Property Address	25880 AYSEN DR, PUNTA GORDA, FL 33983-5534
Document Number	0049591694
Book / Page	4959 / 1694
Map Reference	MB 11 PG 2-A-2-Z42
Instrument Date	Apr 1, 2022
Instrument	3083839
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25880 AYSEN DR, 25880, PUNTA GORDA, FL 33983-5534

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25880 AYSEN DR, PUNTA GORDA, FL 33983-5534

Mortgage

Document Number	0049591699
Date	Apr 6, 2022
Instrument	4959/1699

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	25880 AYSEN DR, PUNTA GORDA, FL 33983-5534
Transaction Type	Mortgage
Record Updated	Aug 13, 2021
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25880 AYSEN DR, PORT CHARLOTTE, FL 33983-5534

Mortgage

Document Number	0048050487
Date	Jul 15, 2021
Book Page	4805/487
Instrument	2972224

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	25880 AYSEN DR, PUNTA GORDA, FL 33983-5534
Document Number	0044140001
Instrument Date	Feb 14, 2019
Transaction Type	Mortgage
Record Updated	Mar 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25880 AYSEN DR PUNTA GORDA FL 339835534, PUNTA GORDA, FL 33983-5534

Mortgage

Document Number	0044140001
Date	Mar 11, 2019
Book Page	004414/000001
Instrument	2690184

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 10, 2049

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHARLOTTE FL
Property Address	25880 AYSEN DR, PUNTA GORDA, FL 33983-5534
Document Number	0044151466
Instrument Date	Feb 14, 2019
Transaction Type	Mortgage
Record Updated	Mar 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25880 AYSEN DR PUNTA GORDA FL 339835534, PUNTA GORDA, FL 33983-5534

Mortgage

Document Number	0044151466
Date	Mar 14, 2019
Book Page	004415/001466
Instrument	2691586

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 13, 2049

Interest

Rate	5.12%

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Apr 25, 2017
Property Address	25880 AYSEN DR, PUNTA GORDA, FL 33983-5534
Document Number	0041910026
Book / Page	004191 / 000026
Instrument Date	Apr 21, 2017
Instrument	2518025
Transaction Type	Transfer
Record Updated	Jul 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,603.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25880 AYSEN DR PUNTA GORDA FL 339835534, PUNTA GORDA, FL 33983-5534

Mortgage

Document Number	41910028
Date	Apr 25, 2017
Book Page	004191/000028
Instrument	2518026

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 24, 2047

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,894.00 (-30.56%)	$258,174 (-20.45%) Land $38,250 Building $219,924	$258,174 (-20.21%) Land $38,250 Building $219,924
2024	$5,608.00 (-6.42%)
2023	$5,993.00 (+92.39%)	$324,524 (+69.77%)	$323,553 (+19.36%) Land $38,000 Building $285,553
2022	$3,115.00 Homeowner's exemption	$191,153	$271,063 Land $27,200 Building $243,863

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 80 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	80 in force
Nearby Flood Claims	6 (1995–2022)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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