Burke County property record for 2588 Paddock Cir, Morganton, NC 28655 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2024 |
| Square Footage | 2,920 sqft Living Area |
| Lot Size | 75,359 sqft (1.73 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $125,000 (2024) |
| Tax Bill | $4,652.00 (2025) |
| Primary APN | 1773097714 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Building Area | 2,920 sqft Living Area |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Conventional Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 75,359 sqft (1.73 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 980 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Septic Sewage |
| Water Source | Commercial Water Source |
| Street Address | 2588 PADDOCK CIR |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-5776 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 2588 PADDOCK CIR MORGANTON, NC 28655 |
| Legal Subdivision | RIVER CLUB |
| Jurisdiction | BURKE NC |
| Minor Civil Division | SILVER CREEK |
| Census Blockgroup | 4 |
| Census Block | 4000 |
| Census Tract | 20301 |
Source: Burke County records · APN 1773097714
Assessment roll updated September 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2588 PADDOCK CIR, MORGANTON, NC 28655-5776 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CREDIT UNION |
| Mar 22, 2024 | Deed of Trust, Mortgage · Building or Construction Mortgage FIRST BANK |
| Feb 22, 2024 | Warranty Deed, Transfer |
| Feb 20, 2018 | Deed of Trust, Mortgage · Line of Credit CAROLINA ALLIANCE BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 22, 2024 · Amount on Record |
| Deed Sale | Feb 22, 2024 · Amount on Record |
| Deed Doc Number | 20241450 |
| Deed Book / Page | 2730 / 540 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Jun 17, 2026 |
| Property Address | 2588 PADDOCK CIR, MORGANTON, NC 28655-5776 |
| Document Number | 0026005582 |
| Book / Page | 2879 / 565 |
| Instrument Date | Jun 11, 2026 |
| Instrument | 202626005582 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2588 PADDOCK CIR, MORGANTON, NC 28655-5776 |
| Document Number | 0026005582, |
|---|---|
| Date | Jun 17, 2026 |
| Book Page | 2879/565 |
| Instrument | 202626005582 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 2588 PADDOCK CIR, MORGANTON, NC 28655-5776 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 213 BRITTAIN DR, MORGANTON, NC 28655-4103 |
| Document Number | 0027340863 |
|---|---|
| Date | Mar 22, 2024 |
| Book Page | 2734/863 |
| Instrument | 2024002382 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | GREENSBORO, NC 27401 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Apr 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.87% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Apr 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 7.87% |
| Max Rate At Change | 12.8% |
| Index | SOFR Average 30-Day |
| Max Rate | 12.8% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Feb 22, 2024 |
| Property Address | 2588 PADDOCK CIR, MORGANTON, NC 28655-5776 |
| Document Number | 0027300540 |
| Book / Page | 2730 / 540 |
| Map Reference | MB 35 PG 243-244 |
| Instrument Date | Feb 22, 2024 |
| Instrument | 2024001450 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $250.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 3117, MORGANTON, NC 28680-3117 |
| Name | Verified Name |
|---|---|
| Address | 2588 PADDOCK CIR, MORGANTON, NC 28655-5776 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 2588 PADDOCK CIR, MORGANTON, NC 28655 |
| Document Number | 0023340214 |
| Instrument Date | Feb 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 118C W UNION ST MORGANTON NC 286553460, MORGANTON, NC 28655-3460 |
| Document Number | 0023340214 |
|---|---|
| Date | Feb 20, 2018 |
| Book Page | 002334/000214 |
| Instrument | 13107 |
| Name | CAROLINA ALLIANCE BK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28803 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Feb 19, 2023 |
| Rate Type | Adjustable Rate |
|---|
Source: Burke County records · Assessment roll updated September 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,652.00 (+355.19%) | $845,764 (+445.94%) Land $154,920 Building $690,844 | $845,764 (+445.94%) Land $154,920 Building $690,844 |
| 2023 | $1,022.00 | $154,920 Land $154,920 | $154,920 Land $154,920 |
2588 Paddock Cir is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Burke County (37023C), updated June 28, 2017
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 37th percentile of exposed land nationally · 53rd in North Carolina |
|---|---|
| Wildfire Likelihood | Low — about 1 in 2,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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