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2588 Front St, Cottondale, FL 32431 Property Records

Jackson County property record for 2588 Front St, Cottondale, FL 32431 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,296 sqft · built 1975
Lot Size0.332 acres (14,462 sqft)
OwnerIndividual Name on File
Last Sale$34,000 (Feb 2013)
Tax Bill$471 (2025)
Deeds & MortgagesSep 2025 Line of Credit
Dec 2023 Transfer
Flood ZoneZone X (minimal risk)
APN36-5N-12-0398-00B0-0080

Property Details

APN / Parcel Number

Primary APN36-5N-12-0398-00B0-0080
Alternative APN
  • 12 N 536039800B00080

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,296 sqft Living Area
Gross Area1,760 sqft
1st Floor Area1,296 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleBungalow
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialOther
Lot Area14,462 sqft (0.332 acres)
Lot Dimensions145 ft deep x 100 ft wide
Garage TypeCarport
Garage Area408 sqft
CarportCarport
Carport Area408 sqft
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2588 FRONT ST
CityCOTTONDALE
StateFL
Zip32431-3118
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOR 200 P 734 LOT 8 BLK B M R STOKES ADDN...OR 188 P 239 OR 534 P 28 OR 629 P 39,185 & 814 OR 727 P 542 OR 1007 P 154 OR 1368 P 528 OR 1376 P 155 OR 1816 P 677
Legal Range12W
Legal Township05N
Legal Section36
Legal SubdivisionSTOKES ADDN
Legal BlockB
Legal Lot Number8
JurisdictionJACKSON FL
Township / Civil DivisionCOTTONDALE
Census Block Group1
Census Block1053
Census Tract210400

Owner

Source: Jackson County records · APN 36-5N-12-0398-00B0-0080

Assessment roll updated December 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2588 FRONT ST, COTTONDALE, FL 32431-3118
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2025Deed of Trust, Mortgage · Line of Credit
PEOPLESSOUTH BANK
Dec 29, 2023Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 20, 2013 · Amount on Record
Deed SaleFeb 20, 2013 · Amount on Record
Prior SaleDec 06, 2012
Deed Document Number20131935
Deed Book / Page1376 / 155
Last Transfer DateDec 28, 2023
Transfer Doc0018160677
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON FL
Property Address2588 FRONT ST, COTTONDALE, FL 32431-3118
Transaction TypeMortgage
Record UpdatedOct 20, 2025
Title CompanyATA TITLE AGENCY LIMITED, FLT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2588 FRONT ST, COTTONDALE, FL 32431-3118

Mortgage

Document Number0018910634
DateSep 16, 2025
Book Page1891/634
Instrument202532010526
Lender
NamePEOPLESSOUTH BANK
TypeBank
AddressMARIANNA, FL 32448
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueSep 10, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionJACKSON FL
Recording DateDec 29, 2023
Property Address2588 FRONT ST, COTTONDALE, FL 32431-3118
Document Number0018160677
Book / Page1816 / 677
Instrument DateDec 28, 2023
Instrument202332012955
Transaction TypeTransfer
Record UpdatedMar 07, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2588 FRONT ST, COTTONDALE, FL 32431-3118

Transferred To (Grantee/Buyer)

NameVerified Name
Address2588 FRONT ST, COTTONDALE, FL 32431-3118
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated December 8, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyJackson County
MunicipalityCottondale Town
Unified School DistrictJackson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$471.00 (+1.51%)$54,663 (+2.9%)$81,874 (-1.78%) Land $6,000 Building $75,874
2024$464.00 (+3.34%) Homeowner's exemption$53,122 (+3%)$83,362 (+2.59%) Land $6,000 Building $77,362
2023$449.00 (+7.67%) Homeowner's exemption$51,575 (+3%)$81,257 (+21.57%) Land $6,000 Building $75,257
2022$417.00 Homeowner's exemption$50,073$66,839 Land $6,000 Building $60,839

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (12063C), updated January 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120632104001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance CostPremium on Record
median of 3 individual NFIP policies nearby
Nearby Flood Policies3 in force
3 of 3 on primary residences

Wildfire

Wildfire RiskLow
above 37% of the US · above 11% of Florida
Wildfire LikelihoodAbout 1 in 1,754 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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