2587 Pine Top Ln, Gloucester, VA 23061 Property Records

Gloucester County property record for 2587 Pine Top Ln, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,944 sqft · built 2005
Lot Size	9.54 acres (415,562 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,429 (2025)
Deeds & Mortgages	Mar 2023 Refinance Mar 2025 Refinance + 3 more
Flood Zone	Zone AE (high risk)
APN	`41045`

Property Details

APN / Parcel Number

Primary APN	`41045`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,944 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	415,562 sqft (9.54 acres)
Garage Area	768 sqft
Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Deck Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2587 PINE TOP LN
City	GLOUCESTER
State	VA
Zip	23061-3220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SC-1
Legal Description	PINE TOP SEC 3 LOT 3
Legal Subdivision	PLAT: PB25 92
Legal Lot Number	3
Jurisdiction	GLOUCESTER VA
Township / Civil Division	PETSWORTH
Census Block Group	2
Census Block	2000
Census Tract	100102

Owner

Source: Gloucester County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2587 PINE TOP LN, GLOUCESTER, VA 23061-3220
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC
Mar 24, 2025	Intrafamily Transfer, Transfer · Stand-Alone Refinance VILLAGE CAPITAL & INVESTMENT LLC
Jun 25, 2024	Warranty Deed, Transfer · VA Mortgage ARCHER MORTGAGE LLC
Jun 24, 2022	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HOME LOANS
Feb 6, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2025
Deed Sale	Mar 24, 2025
Prior Sale	Jun 25, 2024 · Amount on Record
Deed Document Number	20251130
Transfer Doc	01200/1469
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	2587 PINE TOP LN, GLOUCESTER, VA 23061-3220
Transaction Type	Mortgage
Record Updated	Oct 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230001100
Date	Mar 23, 2023
Instrument	230001100

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Fixed Rate
Rate	5.49%

March 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GLOUCESTER VA
Recording Date	Mar 24, 2025
Property Address	2587 PINE TOP LN, GLOUCESTER, VA 23061-3220
Document Number	0250001130
Instrument Date	Mar 12, 2025
Instrument	250001130
Transaction Type	Transfer
Record Updated	Oct 27, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2587 PINE TOP LN, GLOUCESTER, VA 23061-3220

Mortgage

Document Number	0250001131
Date	Mar 24, 2025
Instrument	250001131

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

Interest

Rate Type	Fixed Rate
Rate	5.99%

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Jun 25, 2024
Property Address	2587 PINE TOP LN, GLOUCESTER, VA 23061-3220
Document Number	0240002377
Instrument Date	Jun 19, 2024
Instrument	240002377
Transaction Type	Transfer
Record Updated	Oct 27, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2587 PINE TOP LN, GLOUCESTER, VA 23061-3220

Mortgage

Document Number	0240002378
Date	Jun 25, 2024
Instrument	240002378

Lender

Name	ARCHER MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Jun 24, 2022
Property Address	2587 PINE TOP LN, GLOUCESTER, VA 23061-3220
Document Number	0220003567
Instrument Date	Jun 21, 2022
Instrument	220003567
Transaction Type	Transfer
Record Updated	Oct 27, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2587 PINE TOP LN, GLOUCESTER, VA 23061-3220

Mortgage

Document Number	0220003568
Date	Jun 24, 2022
Instrument	220003568

Lender

Name	VETERANS UNITED HOME LOANS

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Feb 6, 2019
Property Address	2587 PINE TOP LN, GLOUCESTER, VA 23061-3220
Document Number	0190000509
Instrument Date	Sep 20, 2018
Instrument	190000509
Transaction Type	Transfer
Record Updated	Oct 27, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2587 PINE TOP LN, GLOUCESTER, VA 23061-3220
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,429.00 (+63.44%)	$354,120 (-1.61%) Land $74,420 Building $279,700	$354,120 (-1.61%) Land $74,420 Building $279,700
2024	$2,098.00	$359,920 (-) Land $80,220 Building $279,700	$359,920 (-) Land $80,220 Building $279,700
2023	$2,098.00	$359,920 Land $80,220 Building $279,700	$359,920 Land $80,220 Building $279,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	3 (1999–2009)
Most Recent Claim	Nov 2009 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 69% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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