2587 Co Rd 4309, De Kalb, TX 75559 Property Records

Bowie County property record for 2587 Co Rd 4309, De Kalb, TX 75559

Property Summary

Property Type	Single Family Home
Details	1,500 sqft · built 2019
Lot Size	4.5 acres (196,020 sqft)
Owner	2 Individual Names on File
Last Sale	$223,133 (Jun 2025)
Tax Bill	$1,008 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Dec 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`23540002300`

Property Details

APN / Parcel Number

Primary APN	`23540002300`
Alternative APN	`48530`

Interior

Building Area	1,500 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	196,020 sqft (4.5 acres)

Location & Zoning

Account Number	23540002300
Street Address	2587 COUNTY ROAD 4309
City	DE KALB
State	TX
Zip	75559-5706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SARAH STREET A-531 2025-5767 06/16/25 BLK/TRACT 21 4.5 ACRES
Legal Subdivision	SARAH STREET A-531
Legal Block	21
Jurisdiction	BOWIE TX
Township / Civil Division	DE KALB
Census Block Group	3
Census Block	3061
Census Tract	11601

Owner

2587 Co Rd 4309 is owned and occupied by two individuals who bought it in June 2025.

Source: Bowie County records, as of May 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2587 COUNTY ROAD 4309, DE KALB, TX 75559-5706
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage CYPRESS BANK
Dec 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 10, 2026	Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING
Dec 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 16, 2025	Vendor's Lien, Transfer · FHA Mortgage NEW AMERICAN FUNDING
Dec 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2025 · Amount on File
Deed Sale	Jun 16, 2025 · Amount on File
Prior Sale	Mar 14, 2013 · Amount on File
Deed Document Number	20255767
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOWIE TX
Property Address	2587 COUNTY ROAD 4309, DE KALB, TX 75559-5706
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900012879
Date	Dec 5, 2019
Instrument	2019-00012879

Lender

Name	CYPRESS BANK
Type	Bank
Address	PITTSBURG, TX 75686

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2049
Change Frequency	Annually
Min Rate At Change	5.37%
Index	Other
Max Rate	10.3%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOWIE TX
Property Address	2587 COUNTY ROAD 4309, DE KALB, TX 75559-5706
Transaction Type	Mortgage
Record Updated	May 19, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000013979
Date	Dec 23, 2020
Instrument	2020-00013979

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2041

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOWIE TX
Property Address	2587 COUNTY ROAD 4309, DE KALB, TX 75559-5706
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2587 COUNTY ROAD 4309, DE KALB, TX 75559-5706

Mortgage

Document Number	202600002251
Date	Mar 10, 2026
Instrument	2026-00002251

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOWIE TX
Property Address	2587 COUNTY ROAD 4309, DE KALB, TX 75559-5706
Transaction Type	Mortgage
Record Updated	May 19, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000013979
Date	Dec 22, 2020
Instrument	2020-00013979

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2041

June 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BOWIE TX
Recording Date	Jun 16, 2025
Property Address	2587 COUNTY ROAD 4309, DE KALB, TX 75559-5706
Document Number	202500005767
Instrument Date	Jun 13, 2025
Instrument	2025-00005767
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	TWIN CITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3606 EVERGREEN DR, TEXARKANA, AR 71854-2424

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2587 COUNTY ROAD 4309, DE KALB, TX 75559-5706

Mortgage

Document Number	202500005769
Date	Jun 16, 2025
Instrument	2025-00005769

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOWIE TX
Property Address	2587 COUNTY ROAD 4309, DE KALB, TX 75559-5706
Transaction Type	Mortgage
Record Updated	May 25, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000013979
Date	Dec 23, 2020
Instrument	2020-00013979

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 2587 Co Rd 4309 was $1,008.

Source: Bowie County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bowie County
Unified School District	DeKalb Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,008.00 Homeowner's exemption	$246,847 Land $33,700 Building $213,147	$246,847 (-) Land $33,700 Building $213,147
2024			$246,847 (+9.5%) Land $33,700 Building $213,147
2023		$225,430 Land $28,750 Building $196,680	$225,430 Land $28,750 Building $196,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2587 Co Rd 4309 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2587 Co Rd 4309 is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 58% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL BOWIE COUNTY WSC serves 9,210 people · EPA ID TX0190024
Water Source	Purchased surface water from TEXARKANA WATER UTILITIES
Last State Inspection	Apr 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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