2586 Silver Creek Ct, Merced, CA 95348 Property Records

Merced County property record for 2586 Silver Creek Ct, Merced, CA 95348

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,578 sqft · built 1994
Lot Size	0.217 acres (9,431 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (May 2011)
Tax Bill	$1,831 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2022 Mortgage + 1 more
Flood Zone	Zone AO (high risk)
APN	`058-332-039-000`

Property Details

APN / Parcel Number

Primary APN	`058-332-039-000`
Alternative APN	`058-332-039`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,578 sqft Living Area
Gross Area	2,002 sqft
1st Floor Area	1,578 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	9,431 sqft (0.217 acres)
Garage Type	Attached
Garage Area	424 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	41 sqft
Patio Area	41 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	058-332-039
Street Address	2586 SILVER CREEK CT
City	MERCED
State	CA
Zip	95348-1326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	CREEKSIDE EST LOT 42
Legal Subdivision	CREEKSIDE ESTATE
Legal Lot Number	42
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	1
Census Block	1025
Census Tract	1005

Owner

2586 Silver Creek Ct is owned and occupied by an individual who bought it in May 2011.

Source: Merced County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	2586 SILVER CREEK CT, MERCED, CA 95348-1326
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 25, 2023	Deed of Trust, Mortgage UNITED STATES SMALL BUSINESS ADMIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2011 · Amount on File
Deed Sale	May 20, 2011 · Amount on File
Prior Sale	Jan 12, 2011 · Amount on File
Deed Document Number	201118659
Prior Transfer Date	Sep 7, 2001
Prior Transfer Doc	0000040001
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	2586 SILVER CREEK CT, MERCED, CA 95348-1326
Transaction Type	Mortgage
Record Updated	Jul 25, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2586 SILVER CREEK CT, MERCED, CA 95348-1326

Mortgage

Document Number	0000019286
Date	Apr 29, 2021
Instrument	2021019286

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	2586 SILVER CREEK CT, MERCED, CA 95348-1326
Transaction Type	Mortgage
Record Updated	Jul 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2586 SILVER CREEK CT, MERCED, CA 95348-1326

Mortgage

Document Number	0000029600
Date	Aug 16, 2022
Instrument	2022029600

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2037

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	2586 SILVER CREEK CT, MERCED, CA 95348-1326
Transaction Type	Mortgage
Record Updated	Jul 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2586 SILVER CREEK CT, MERCED, CA 95348-1326

Mortgage

Document Number	0000009162
Date	Apr 25, 2023
Instrument	2023009162

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	FORT WORTH, TX 76155

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2586 Silver Creek Ct was $1,831 with a homeowner's exemption.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$163,337 (+2%) Land $13,062 Building $150,275
2025	$1,831.00 Homeowner's exemption	$160,135 Land $12,806 Building $147,329
2023	$1,505.00 (-12.3%) Homeowner's exemption	$138,618 Land $12,309 Building $126,309
2022	$1,716.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2586 Silver Creek Ct in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 146 individual policies
Nearby Flood Policies	186 units insured incl. 40 condo units
Nearby Flood Claims	69 (1998–2024)
Claims Outside the SFHA	2 of 69
Most Recent Claim	Apr 2024
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 44 claims Severe Storms, Flooding, Landslides, And Mudslides, Apr 2006 · 3 claims Severe Winter Storms And Flooding, Mar 1998 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2586 Silver Creek Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: GeoLinks.

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