2586 Renwick Way, Troy, OH 45373 Property Records

Miami County property record for 2586 Renwick Way, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,852 sqft · built 1999
Lot Size	0.355 acres (15,464 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Jun 2026)
Tax Bill	$3,826 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Apr 2025 Line of Credit + 3 more
Flood Zone	Zone A (high risk)
APN	`D08-103210`

Property Details

APN / Parcel Number

Primary APN	`D08-103210`
Alternative APN	`050631.3-02-010-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,852 sqft Living Area
1st Floor Area	1,936 sqft
Upper Floors Area	884 sqft
Basement Area	884 sqft
Unfinished Basement	884 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	15,464 sqft (0.355 acres)
Garage Area	476 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	68 sqft
Deck Area	216 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	2586 RENWICK WAY
City	TROY
State	OH
Zip	45373-8461
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 8628 KENSINGTON SUB #4
Legal Subdivision	KENSINGTON SUB #4
Legal Lot Number	8628
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1022
Census Tract	365302

Owner

Source: Miami County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2586 RENWICK WAY, TROY, OH 45373-8461
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Apr 29, 2025	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK OF WESTERN OHIO
Jun 16, 2026	Warranty Deed, Transfer · Line of Credit NONE LISTED ON DOCUMENT
Oct 27, 2020	Deed of Trust, Mortgage FIFTH THIRD BANK
Sep 12, 2019	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2026 · Amount on Record
Deed Sale	Jun 16, 2026 · Amount on Record
Prior Sale	Sep 12, 2019 · Amount on Record
Deed Document Number	20267383
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	2586 RENWICK WAY, TROY, OH 45373-8461
Transaction Type	Mortgage
Record Updated	Jun 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010133
Date	Jun 9, 2021
Instrument	2021OR-10133

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	2586 RENWICK WAY, TROY, OH 45373-8461
Transaction Type	Mortgage
Record Updated	Jun 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2586 RENWICK WAY, TROY, OH 45373-8461

Mortgage

Document Number	0000004561
Date	Apr 29, 2025
Instrument	2025OR-04561

Lender

Name	FIFTH THIRD BANK OF WESTERN OHIO
Type	Bank
Address	5050 KINGSLEY DR, CINCINNATI, OH 45227

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2055

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Jun 16, 2026
Property Address	2586 RENWICK WAY, TROY, OH 45373-8461
Document Number	0000007383
Instrument Date	Jun 1, 2026
Instrument	20267383
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$76,760.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	2586 RENWICK WAY, TROY, OH 45373-8461

Mortgage

Document Number	0000007384,
Date	Jun 16, 2026
Instrument	20267384

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	2586 RENWICK WAY, TROY, OH 45373-8461
Transaction Type	Mortgage
Record Updated	Sep 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2586 RENWICK WAY, TROY, OH 45373-8461

Mortgage

Document Number	0000015847
Date	Oct 27, 2020
Instrument	2020OR-15847

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount Recorded
Term	358 Months
Due	Aug 25, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Sep 12, 2019
Property Address	2586 RENWICK WAY, TROY, OH 45373-8461
Document Number	0000010592
Map Reference	VOL 18 PG 65
Instrument Date	Aug 29, 2019
Instrument	2019OR-10592
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2586 RENWICK WAY, TROY, OH 45373-8461

Mortgage

Document Number	0000010593
Date	Sep 12, 2019
Instrument	2019OR-10593

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,826.00 (+6.93%) Homeowner's exemption	$111,130 (+17.11%) Land $14,700 Building $96,430	$317,500 (+17.12%) Land $42,000 Building $275,500
2024	$3,578.00 (+2.2%) Homeowner's exemption	$94,890 (-) Land $15,930 Building $78,960
2023	$3,501.00 (+17.48%) Homeowner's exemption	$94,890 (-) Land $15,930 Building $78,960	$271,100 (-) Land $45,500 Building $225,600
2022	$2,980.00 Homeowner's exemption	$94,890 Land $15,930 Building $78,960	$271,100 Land $45,500 Building $225,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (1999–2014)
Claims Outside the SFHA	1 of 5
Most Recent Claim	May 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

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