Delaware County property record for 2586 Panhandle Rd, Delaware, OH 43015
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,296 sqft · built 2002 |
| Lot Size | 1.81 acres (79,192 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,333 (Nov 2021) |
| Tax Bill | $9,628 (2025) |
| Deeds & Mortgages | Mar 2025 Line of Credit Nov 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 519-130-03-034-006 |
| Primary APN | 519-130-03-034-006 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,296 sqft Living Area |
| Gross Area | 4,397 sqft |
| 1st Floor Area | 1,180 sqft |
| Upper Floors Area | 1,116 sqft |
| Basement Area | 1,180 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 79,192 sqft (1.81 acres) |
| Garage Type | Attached |
| Garage Area | 921 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 476 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 240 sqft |
| Patio Area | 960 sqft |
| Shed | 1 Shed |
| Shed Area | 352 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2586 PANHANDLE RD |
|---|---|
| City | DELAWARE |
| State | OH |
| Zip | 43015-8607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LANDS 19 5 1 12 TRACT 4 |
| Legal Subdivision | TROY |
| Legal Tract | 4 |
| Legal Lot Number | 12 |
| Jurisdiction | DELAWARE OH |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2070 |
| Census Tract | 11200 |
2586 Panhandle Rd is owned and occupied by two individuals who bought it in November 2021.
Source: Delaware County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2586 PANHANDLE RD, DELAWARE, OH 43015-8607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 13, 2025 | Deed of Trust, Mortgage · Line of Credit HEARTLAND BANK |
| Nov 19, 2021 | Survivorship Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Apr 17, 2019 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 19, 2021 · Amount on File |
| Deed Sale | Nov 19, 2021 · Amount on File |
| Prior Sale | May 1, 2003 · Amount on File |
| Deed Document Number | 202151284 |
| Deed Book / Page | 1922 / 1931 |
| Prior Transfer Date | Mar 15, 2019 |
| Prior Transfer Doc | 0000008918 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 2586 PANHANDLE RD, DELAWARE, OH 43015-8607 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000005192 |
|---|---|
| Date | Mar 13, 2025 |
| Book Page | 2143/1539 |
| Instrument | 202500005192 |
| Name | HEARTLAND BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43213 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 28, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | DELAWARE OH |
| Recording Date | Nov 19, 2021 |
| Property Address | 2586 PANHANDLE RD, DELAWARE, OH 43015-8607 |
| Document Number | 0000051284 |
| Book / Page | 1922 / 1931 |
| Instrument Date | Nov 12, 2021 |
| Instrument | 202100051284 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | VALMER LAND TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2586 PANHANDLE RD, DELAWARE, OH 43015-8607 |
| Document Number | 0000051285 |
|---|---|
| Date | Nov 19, 2021 |
| Instrument | 202100051285 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | DELAWARE OH |
| Recording Date | Apr 17, 2019 |
| Property Address | 2586 PANHANDLE RD, DELAWARE, OH 43015-8607 |
| Document Number | 0000008918 |
| Book / Page | 001630 / 001200 |
| Instrument Date | Mar 15, 2019 |
| Instrument | 8918 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2586 PANHANDLE RD DELAWARE OH 430158607, DELAWARE, OH 43015-8607 |
The 2025 property tax bill for 2586 Panhandle Rd was $9,628, up 4.7% from the year before.
Source: Delaware County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Delaware County |
| County Subdivision | Troy Township |
| Unified School District | Delaware City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,628.00 (+4.72%) | $174,200 (-) Land $31,680 Building $142,520 | $497,700 Land $90,500 Building $407,200 |
| 2024 | $9,194.00 (+4.81%) Homeowner's exemption | $174,200 (-) Land $31,680 Building $142,520 | |
| 2023 | $8,772.00 Homeowner's exemption | $174,200 Land $31,680 Building $142,520 | $497,700 Land $90,500 Building $407,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2586 Panhandle Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2013–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2586 Panhandle Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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