25850 Graham Rd, Galt, CA 95632 Property Records

San Joaquin County property record for 25850 Graham Rd, Galt, CA 95632 · Last verified October 2025

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,755 sqft · built 1989
Lot Size	5.01 acres (218,235 sqft)
Owner	Individual Name on File
Last Sale	$650,000 (Jan 2021)
Tax Bill	$7,808 (2025)
Deeds & Mortgages	Sep 2018 Line of Credit Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`007-230-430-000`

Property Details

APN / Parcel Number

Primary APN	`007-230-430-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,755 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	218,235 sqft (5.01 acres)
Garage Type	Mixed
Garage Area	615 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	25850 GRAHAM RD
City	GALT
State	CA
Zip	95632-8228
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	88-FM 08 & PT TO 42 SPLIT 88028227
Legal Subdivision	SMALL FARMS IMPROVEMENT TRACT DIVISION E
Legal Lot Number	14
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LOCKEFORD
Census Block Group	1
Census Block	1047
Census Tract	4703

Owner

Source: San Joaquin County records · APN 007-230-430-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	25850 GRAHAM RD, GALT, CA 95632-8228
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jan 22, 2021	Grant Deed, Transfer · Conventional Mortgage R M K FINANCIAL CORP
Nov 12, 2019	Grant Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 22, 2021 · Amount on Record
Deed Sale	Jan 22, 2021 · Amount on Record
Prior Sale	Nov 12, 2019 · Amount on Record
Deed Document Number	2021-013124
Record Updated	Jun 07, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	25850 GRAHAM RD, GALT, CA 95632-8228
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000103431
Date	Sep 17, 2018
Instrument	2018-103431

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 22, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jan 22, 2021
Property Address	25850 GRAHAM RD, GALT, CA 95632-8228
Document Number	0000013124
Map Reference	VOL 5 PG 47
Instrument Date	Jan 17, 2021
Instrument	2021-013124
Transaction Type	Transfer
Record Updated	Aug 03, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	25850 GRAHAM RD, GALT, CA 95632-8228

Mortgage

Document Number	0000013125
Date	Jan 22, 2021
Instrument	2021-013125

Lender

Name	R M K FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 12, 2019
Property Address	25850 GRAHAM RD, GALT, CA 95632-8228
Document Number	0000130779
Map Reference	VOL 5 PG 47
Instrument Date	Oct 30, 2019
Instrument	2019-130779
Transaction Type	Transfer
Record Updated	Aug 03, 2021
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	25850 GRAHAM RD, GALT, CA 95632-8228

Mortgage

Document Number	0000130780
Date	Nov 12, 2019
Instrument	2019-130780

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2049

Mortgage

Document Number	0000130781
Date	Nov 12, 2019
Instrument	2019-130781

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 23, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Secondary School District	Galt Joint Union High School District (09 - 12)
Elementary School District	Oak View Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$7,808.00 (+3.28%)	$703,579 (+4.04%) Land $319,317 Building $384,262
2023	$7,560.00 (+4.58%)	$676,260 Land $306,918 Building $369,342
2022	$7,229.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770047031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 11 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (1998–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2017, other causes, Severe Winter Storms, Flooding, And Mudslides

Wildfire

Wildfire Risk	Moderate above 68% of the US · above 42% of California
Wildfire Likelihood	About 1 in 307 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 35 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
UnWired Broadband Holding	Fixed Wireless (unlicensed)	400 / 50
Softcom Internet Communications	Fixed Wireless (licensed-by-rule)	400 / 50
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Ayera Technologies, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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