2585 Truman Ave, Oakland, CA 94605 Property Records

Alameda County property record for 2585 Truman Ave, Oakland, CA 94605

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 777 sqft · built 1930
Lot Size	0.083 acres (3,610 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Dec 1994)
Tax Bill	$4,200 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Sep 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`48-5628-20`

Property Details

APN / Parcel Number

Primary APN	`48-5628-20`
Alternative APN	`048-5628-020-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	777 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	3,610 sqft (0.083 acres)

Location & Zoning

Street Address	2585 TRUMAN AVE
City	OAKLAND
State	CA
Zip	94605-4849
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00020 BLK: AR: 0048 PAGE: 5628
Legal Subdivision	BEVERLY TERRACE
Legal Block	42
Legal Lot Number	20&21
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2015
Census Tract	410100

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2585 TRUMAN AVE, OAKLAND, CA 94605-4849
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PATELCO CU
Sep 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROSPECT HOME FINANCE
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Sep 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 1994 · Amount on Record
Deed Sale	Dec 16, 1994 · Amount on Record
Deed Document Number	1994386530
Last Transfer Date	Jan 21, 2003
Transfer Doc	0000053056
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2585 TRUMAN AVE, OAKLAND, CA 94605-4849
Transaction Type	Mortgage
Record Updated	Feb 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 PARK PL, DUBLIN, CA 94568-7983

Mortgage

Document Number	0000167254
Date	Dec 31, 2025
Instrument	2025167254

Lender

Name	PATELCO CU
Type	Credit Union
Address	3 PARK PL, DUBLIN, CA 94568

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2041

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2585 TRUMAN AVE, OAKLAND, CA 94605-4849
Transaction Type	Mortgage
Record Updated	Sep 23, 2021
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2585 TRUMAN AVE, OAKLAND, CA 94605-4849

Mortgage

Document Number	0000299135
Date	Sep 2, 2021
Instrument	2021299135

Lender

Name	PROSPECT HOME FINANCE
Type	Non-Lending Institution
Address	SAN DIEGO, CA 92109

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2585 TRUMAN AVE, OAKLAND, CA 94605-4849
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2585 TRUMAN AVE, OAKLAND, CA 94605-4849

Mortgage

Document Number	0000283792
Date	Oct 23, 2020
Instrument	2020283792

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2585 TRUMAN AVE, OAKLAND, CA 94605-4849
Document Number	0000256599
Instrument Date	Oct 18, 2019
Transaction Type	Mortgage
Record Updated	Jan 17, 2020
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2585 TRUMAN AVE OAKLAND CA 946054849, OAKLAND, CA 94605-4849

Mortgage

Document Number	0000256599
Date	Dec 13, 2019
Instrument	256599

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FLINT, MI 48501-2026

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2049

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2585 TRUMAN AVE, OAKLAND, CA 94605-4849
Document Number	0000050793
Instrument Date	Mar 5, 2018
Transaction Type	Mortgage
Record Updated	Mar 27, 2018
Title Company	BNT TITLE COMPANY/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2585 TRUMAN AVE OAKLAND CA 946054849, OAKLAND, CA 94605-4849

Mortgage

Document Number	0000050793
Date	Mar 13, 2018
Instrument	50793

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2048

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2585 TRUMAN AVE, OAKLAND, CA 94605-4849
Document Number	0000209452
Instrument Date	Sep 16, 2017
Transaction Type	Mortgage
Record Updated	Oct 24, 2017
Title Company	BNT TITLE COMPANY/CA, BNT TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2585 TRUMAN AVE OAKLAND CA 946054849, OAKLAND, CA 94605-4849

Mortgage

Document Number	0000209452
Date	Sep 22, 2017
Instrument	209452

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 21, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$198,583 (-1.47%) Land $61,675 Building $143,908
2025	$4,200.00 (+1.97%) Homeowner's exemption	$201,552 (+4.04%) Land $60,465 Building $141,087
2023	$4,119.00 Homeowner's exemption	$193,727 Land $58,118 Building $135,609	$515,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,005 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks, GeoLinks, T-Mobile, Unwired.

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