2585 Red Toad Rd, Rising Sun, MD 21911 Property Records

Cecil County property record for 2585 Red Toad Rd, Rising Sun, MD 21911

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,000 sqft · built 1971
Lot Size	1.44 acres (62,814 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Aug 2026)
Tax Bill	$2,254 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-003451`

Property Details

APN / Parcel Number

Primary APN	`06-003451`
Alternative APNs	`6003451` `003451`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,000 sqft Total Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	62,814 sqft (1.44 acres)
Deck Area	210 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	003451
Street Address	2585 RED TOAD RD
City	RISING SUN
State	MD
Zip	21911-2404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 15A - 1.442 ACRE 2585 RED TOAD ROAD PRINCIPIO HEIGHTS
Legal Subdivision	PRINCIPIO HGTS
Legal Lot Number	15A
Jurisdiction	CECIL MD
Township / Civil Division	6, RISING SUN
Census Block Group	1
Census Block	1015
Census Tract	31301

Owner

2585 Red Toad Rd is owned and occupied by two individuals who bought it in August 2026.

Source: Cecil County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2585 RED TOAD RD, RISING SUN, MD 21911-2404
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2026 · Amount on File
Deed Sale	Aug 3, 2026 · Amount on File
Prior Sale	Dec 28, 2006 · Amount on File
Deed Book / Page	5825 / 1
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Aug 3, 2026
Property Address	2585 RED TOAD RD, RISING SUN, MD 21911-2404
Document Number	5825000001
Book / Page	5825 / 1
Instrument Date	Jul 22, 2026
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	EQUITABLE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$353,500.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2585 RED TOAD RD, RISING SUN, MD 21911-2404

Mortgage

Document Number	5825000009,
Date	Aug 3, 2026
Book Page	5825/9

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 2585 Red Toad Rd was $2,254 with a homeowner's exemption, up 0.4% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,254.00 (+0.45%) Homeowner's exemption	$202,333 (+0.61%)	$204,800 (+1.84%) Land $82,400 Building $122,400
2025	$2,244.00 Homeowner's exemption	$201,100 Land $82,400 Building $118,700	$201,100 Land $82,400 Building $118,700
2023	$1,397.00 Homeowner's exemption	$185,233	$201,100 Land $82,400 Building $118,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2585 Red Toad Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2585 Red Toad Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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