2585 N River Trail Rd, Orange, CA 92865 Property Records

Orange County property record for 2585 N River Trail Rd, Orange, CA 92865

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,194 sqft · built 1984
Lot Size	0.079 acres (3,450 sqft)
Owner	2 Individual Names on Record
Last Sale	$590,000 (Nov 2017)
Tax Bill	$7,302 (2025)
Deeds & Mortgages	Aug 2026 Transfer Nov 2023 Line of Credit + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`374-731-40`

Property Details

APN / Parcel Number

Primary APN	`374-731-40`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,194 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Lot Area	3,450 sqft (0.079 acres)
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2585 N RIVER TRAIL RD
City	ORANGE
State	CA
Zip	92865-2031
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 10539 BLK LOT 45
Legal Subdivision	TRACT NO 10539
Legal Tract	10539
Legal Lot Number	45
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	1
Census Block	1001
Census Tract	76204

Owner

Source: Orange County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2585 N RIVER TRAIL RD, ORANGE, CA 92865-2031
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Gift Deed, Transfer NONE LISTED ON DOCUMENT
Nov 27, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Oct 25, 2021	Intrafamily Transfer, Transfer
Nov 27, 2017	Grant Deed, Transfer LAWYERS TITLE
Feb 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage PARKSIDE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2017 · Amount on Record
Deed Sale	Nov 27, 2017 · Amount on Record
Prior Sale	Apr 29, 2010 · Amount on Record
Deed Document Number	2017507839
Last Transfer Date	Jul 29, 2026
Transfer Doc	0000220845
Record Updated	Sep 20, 2026

August 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 4, 2026
Property Address	2585 N RIVER TRAIL RD, ORANGE, CA 92865-2031
Document Number	0000220845
Instrument Date	Jul 29, 2026
Instrument	2026220845
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2585 N RIVER TRAIL RD, ORANGE, CA 92865-2031

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2585 N RIVER TRAIL RD, ORANGE, CA 92865-2031
Transaction Type	Mortgage
Record Updated	Dec 8, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2585 N RIVER TRAIL RD, ORANGE, CA 92865-2031

Mortgage

Document Number	0000292741
Date	Nov 27, 2023
Instrument	2023000292741

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Oct 25, 2021
Property Address	2585 N RIVER TRAIL RD, ORANGE, CA 92865-2031
Document Number	0000648293
Map Reference	MB 462 PG 25-29
Instrument Date	Oct 21, 2021
Instrument	2021000648293
Transaction Type	Transfer
Record Updated	Nov 4, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2585 N RIVER TRAIL RD, ORANGE, CA 92865-2031

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Nov 27, 2017
Property Address	2585 N RIVER TRAIL RD, ORANGE, CA 92865-2031
Document Number	0000507839
Instrument Date	Nov 14, 2017
Instrument	507839
Transaction Type	Transfer
Record Updated	Dec 5, 2017
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Tax	$649.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	148 LOMITA AVE SAN FRANCISCO CA 941223548, SAN FRANCISCO, CA 94122-3548

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2585 N RIVER TRAIL RD, ORANGE, CA 92865-2031
Document Number	0000092830
Instrument Date	Feb 27, 2017
Transaction Type	Mortgage
Record Updated	Mar 15, 2017
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2585 N RIVER TRAIL RD ORANGE CA 928652031, ORANGE, CA 92865-2031

Mortgage

Document Number	0000092830
Date	Mar 7, 2017
Instrument	92830

Lender

Name	PARKSIDE LNDG
Address	SAN FRANCISCO, CA 94103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 6, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Orange City
Unified School District	Orange Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$671,316 (+2%) Land $556,354 Building $114,962
2025	$7,302.00 (+4.6%) Homeowner's exemption	$658,153 (+4.04%) Land $545,445 Building $112,708
2023	$6,981.00 (+1.99%) Homeowner's exemption	$632,598 Land $524,265 Building $108,333
2022	$6,845.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ORANGE serves 120,770 people · EPA ID CA3010027
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cosmo Network Solutions Fixed Wireless	350 / 150
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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