2585 N River Rd, Sylva, NC 28779 Property Records

Jackson County property record for 2585 N River Rd, Sylva, NC 28779

Property Summary

Property Type	Other Improved
Details	3 bd · 1 ba · 824 sqft · built 1981
Lot Size	3.05 acres (133,294 sqft)
Owner	Individual Name on Record
Last Sale	$369,500 (Apr 2023)
Tax Bill	$789 (2023)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Mar 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7630-99-2623`

Property Details

APN / Parcel Number

Primary APN	`7630-99-2623`
Alternative APN	`180038`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	824 sqft
1st Floor Area	656 sqft

Exterior

Year Built	Built 1981
Exterior Material	Wood
Lot Area	133,294 sqft (3.05 acres)
Terrain	Rolling
Porch	Porch
Porch Area	73 sqft
Patio Area	422 sqft

Utilities, Heating & Cooling

Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	180038
Street Address	2585 N RIVER RD
City	SYLVA
State	NC
Zip	28779-6785
Property Category	Other
Property Type	Other > Other Improved
Legal Description	N RIVER RD
Legal Township	29
Legal Subdivision	A
Legal Tract	D
Jurisdiction	JACKSON NC
Township / Civil Division	WEBSTER
Census Block Group	2
Census Block	2024
Census Tract	950400

Owner

Source: Jackson County records, as of August 10, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2585 N RIVER RD, SYLVA, NC 28779-6785
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2023	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Mar 19, 2020	Warranty Deed, Transfer · Conventional Mortgage KELLER MORTGAGE LLC
Nov 17, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2023 · Amount on Record
Deed Sale	Apr 11, 2023 · Amount on Record
Prior Sale	Mar 19, 2020 · Amount on Record
Deed Document Number	0002354347
Deed Book / Page	2354 / 347
Record Updated	Jun 7, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Apr 11, 2023
Property Address	2585 N RIVER RD, SYLVA, NC 28779-6785
Document Number	0023540347
Book / Page	2354 / 347
Map Reference	CAB 25 SL 972
Instrument Date	Apr 4, 2023
Transaction Type	Transfer
Record Updated	Apr 26, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$739.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9227 HYLAND CREEK CIR, MINNEAPOLIS, MN 55437-1900

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2585 N RIVER RD, SYLVA, NC 28779-6785

Mortgage

Document Number	0002354351
Date	Apr 11, 2023
Instrument	2354/351

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Mar 19, 2020
Property Address	2585 N RIVER RD, SYLVA, NC 28779-6785
Document Number	0022630234
Book / Page	2263 / 234
Map Reference	CAB 11 SL 388
Instrument Date	Mar 18, 2020
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$493.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 DIANTHUS DR, 15, ASHEVILLE, NC 28803-5010

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2585 N RIVER RD, SYLVA, NC 28779-6785

Mortgage

Document Number	0002263241
Date	Mar 19, 2020
Instrument	2263/241

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON NC
Recording Date	Nov 17, 2017
Property Address	2585 N RIVER RD, SYLVA, NC 28779-6785
Document Number	0022010730
Book / Page	002201 / 000730
Instrument Date	Nov 15, 2017
Transaction Type	Transfer
Record Updated	Nov 23, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	15 DIANTHUS DR ASHEVILLE NC 288035010, ASHEVILLE, NC 28803-5010

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$789.00	$207,860 Land $90,950 Building $116,910

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	17 (1991–2024)
Claims Outside the SFHA	1 of 17
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims Hurricane Ivan, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 80% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TUCKASEIGEE WATER & SEWER AUTH serves 7,528 people · EPA ID NC0150035
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Feb 2025 Treatment failure resolved · May 2024
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Frontier DSL	10 / 1

May also be available: Sky Fi, Spectrum, Verizon.

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