2585 E Harley St, Inverness, FL 34453 Property Records

Citrus County property record for 2585 E Harley St, Inverness, FL 34453

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,784 sqft · built 1986
Lot Size	1.01 acres (44,143 sqft)
Owner	2 Individual Names on File
Last Sale	$72,000 (Mar 2013)
Tax Bill	$3,469 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-27-0010-000E0-0101`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-27-0010-000E0-0101`
Alternative APNs	`2718S19E0010000E00101` `2454172`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,784 sqft Living Area
Gross Area	1,976 sqft
1st Floor Area	1,784 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1996
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	44,143 sqft (1.01 acres)
Lot Dimensions	400 ft deep x 110 ft wide
Garage Type	Detached
Garage Area	720 sqft

Exterior Amenities

Pool Area	230 sqft
Porch	Enclosed Porch
Porch Area	240 sqft
Patio Area	175 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2454172
Street Address	2585 E HARLEY ST
City	INVERNESS
State	FL
Zip	34453-9516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDRMH
Legal Description	HERCALA ACRES UNIT 1 PB 3 PG 81 LOT 1 UNREC OF LOT 10 BLK E: W 110 FT OF S 400 FT OF LOT 10 DESC AS: BEG AT A PT FORMED BY THE INTERSECTION OF THE NLY R/W LN OF E HARLEY ST WITH THE WLY LN OF LT 10 BLK E TH ELY AL THE S NLY BNDRY LN OF E HARLEY ST 11
Legal Range	19E
Legal Township	18S
Legal Section	27
Legal Subdivision	HERCALA ACRES UNIT 1
Legal Block	E
Legal Lot Number	1,10
Legal Unit	1
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	2
Census Block	2019
Census Tract	450705

Owner

2585 E Harley St is owned and occupied by two individuals who bought it in March 2013.

Source: Citrus County records, as of March 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2585 E HARLEY ST, INVERNESS, FL 34453-9516
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Sep 21, 2021	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jul 8, 2020	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAP & INVS
Oct 28, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2013 · Amount on File
Deed Sale	Mar 12, 2013 · Amount on File
Prior Sale	Jun 14, 2012
Deed Document Number	201311817
Deed Book / Page	2538 / 2368
Prior Transfer Date	Feb 14, 2000
Prior Transfer Doc	0001117314
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	2585 E HARLEY ST, INVERNESS, FL 34453-9516
Transaction Type	Mortgage
Record Updated	Sep 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2585 E HARLEY ST, INVERNESS, FL 34453-9516

Mortgage

Document Number	0034061149
Date	Sep 1, 2023
Book Page	3406/1149
Instrument	2023050657

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 22, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	2585 E HARLEY ST, INVERNESS, FL 34453-9516
Transaction Type	Mortgage
Record Updated	Jun 21, 2022
Title Company	NETCO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2585 E HARLEY ST, INVERNESS, FL 34453-9516

Mortgage

Document Number	0032070902
Date	Sep 21, 2021
Book Page	3207/902
Instrument	2021065036

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	2585 E HARLEY ST, INVERNESS, FL 34453-9516
Document Number	0030752164
Instrument Date	Jul 8, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2585 E HARLEY ST INVERNESS FL 344539516, INVERNESS, FL 34453-9516

Mortgage

Document Number	0030752164
Date	Jul 17, 2020
Book Page	003075/002164
Instrument	36782

Lender

Name	VILLAGE CAP & INVS
Type	Funding / Finance Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	2585 E HARLEY ST, INVERNESS, FL 34453-9516
Document Number	0030220994
Instrument Date	Oct 28, 2019
Transaction Type	Mortgage
Record Updated	Jan 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2585 E HARLEY ST INVERNESS FL 344539516, INVERNESS, FL 34453-9516

Mortgage

Document Number	0030220994
Date	Dec 4, 2019
Book Page	003022/000994
Instrument	63162

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 3, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2585 E Harley St was $3,469, down 0.3% from the year before.

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,469.00 (-0.29%)	$100,200 (-52.64%)	$214,321 (+1.29%) Land $25,340 Building $188,981
2024	$3,479.00 (+12,785.19%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed	$211,586 (-4.13%) Land $15,200 Building $196,386	$211,586 (-4.13%) Land $15,200 Building $196,386
2023	$27.00 (-96.76%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed	$220,690 (+18.61%) Land $14,190 Building $206,500	$220,690 (+18.61%) Land $14,190 Building $206,500
2022	$833.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$186,059 Land $12,460 Building $173,599	$186,059 Land $12,460 Building $173,599

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2585 E Harley St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2585 E Harley St is moderate, ranking above 62% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 63% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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