2585 Dunmore Cir, O Fallon, MO 63368 Property Records

St. Charles County property record for 2585 Dunmore Cir, O Fallon, MO 63368 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,406 sqft · built 1992
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (May 2017)
Tax Bill	$4,378 (2025)
Deeds & Mortgages	May 2023 Second Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A933000108`

Property Details

APN / Parcel Number

Primary APN	`A933000108`
Alternative APN	`3-157C-6847-00-0449.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,406 sqft Living Area
Gross Area	4,001 sqft
1st Floor Area	1,286 sqft
Basement Area	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	475 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A933000108
Street Address	2585 DUNMORE CIR
City	O FALLON
State	MO
Zip	63368-8551
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTICELLO VLG A LOT 449
Legal Subdivision	MONTICELLO VLG A
Legal Lot Number	449
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	1
Census Block	1011
Census Tract	311124

Owner

Source: St. Charles County records · APN A933000108

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2585 DUNMORE CIR, O FALLON, MO 63368-8551
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST COMMUNITY CU
May 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU
May 23, 2017	Warranty Deed, Transfer · Conventional Mortgage MICHIGAN MUTUAL INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 23, 2017 · Amount on Record
Deed Sale	May 23, 2017 · Amount on Record
Prior Sale	Nov 28, 2012 · Amount on Record
Deed Document Number	2017315520
Deed Book / Page	6747 / 1850
Prior Transfer Date	Nov 20, 2012
Prior Transfer Doc	0059051840
Record Updated	Jun 08, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2585 DUNMORE CIR, O FALLON, MO 63368-8551
Transaction Type	Mortgage
Record Updated	Jun 06, 2023
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2585 DUNMORE CICLR, O FALLON, MO 63368

Mortgage

Document Number	0000019529
Date	May 23, 2023
Instrument	2023R-019529

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 15, 2033

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2585 DUNMORE CIR, O FALLON, MO 63368-8551
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0073001825
Date	May 21, 2020
Book Page	7300/1825
Instrument	20200521000331460

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 23, 2017
Property Address	2585 DUNMORE CIR, O FALLON, MO 63368-8551
Document Number	0067471850
Book / Page	6747 / 1850
Map Reference	MB 31 PG 12-14
Instrument Date	May 18, 2017
Instrument	20170523000315520
Transaction Type	Transfer
Record Updated	Aug 09, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 ERIN LN, 1, FOLEY, MO 63347-3054

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2585 DUNMORE CIR, O FALLON, MO 63368-8551

Mortgage

Document Number	20170523000315530
Date	May 23, 2017
Instrument	20170523000315530

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2047

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,378.00 (+2.99%)	$68,689 (+3.92%)	$361,521 (+3.92%) Land $65,800 Building $295,721
2024	$4,251.00
2023		$66,095
2022			$347,869 Land $50,000 Building $297,869

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833111241, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2013, rainfall accumulation

Wildfire

Wildfire Risk	Low above 5% of the US · above 7% of Missouri
Wildfire Likelihood	About 1 in 4,167 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 382 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Wisper ISP	Fixed Wireless	400 / 30
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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