2585 Co Rd 8 SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 2585 Co Rd 8 SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.396 acres (17,291 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Apr 2023)
Tax Bill	$3,874 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`85-420-0326`

Property Details

APN / Parcel Number

Primary APN	`85-420-0326`
Alternative APNs	`85-00420-0326` `43103`

Exterior

Lot Area	17,291 sqft (0.396 acres)

Location & Zoning

Account Number	43103
Street Address	2585 COUNTY ROAD 8 SE
City	SAINT CLOUD
State	MN
Zip	56304-9561
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13, BLK 3
Legal Range	31W
Legal Township	35N
Legal Section	12
Legal Subdivision	WAYSIDE
Legal Block	3
Legal Lot Number	13
Jurisdiction	SHERBURNE MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1007
Census Tract	31500

Owner

Source: Sherburne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2585 COUNTY ROAD 8 SE, SAINT CLOUD, MN 56304-9561
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2023	Warranty Deed, Transfer · Conventional Mortgage LUTHERAN CHURCH EXTENSION FUND MO
Sep 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage THINK MUTUAL BANK
May 23, 2019	Warranty Deed, Transfer · Conventional Mortgage THINK MUTUAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2023 · Amount on Record
Deed Sale	Apr 12, 2023 · Amount on Record
Prior Sale	May 23, 2019 · Amount on Record
Deed Document Number	20231525531
Prior Transfer Date	Oct 29, 2013
Prior Transfer Doc	0000780810
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Apr 13, 2023
Property Address	2585 COUNTY ROAD 8 SE, SAINT CLOUD, MN 56304-9561
Document Number	0000955613
Instrument Date	Apr 3, 2023
Instrument	955613
Transaction Type	Transfer
Record Updated	Apr 19, 2023
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,072.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2585 COUNTY ROAD 8 SE, SAINT CLOUD, MN 56304-9561

Mortgage

Document Number	0000955614
Date	Apr 13, 2023
Instrument	955614

Lender

Name	LUTHERAN CHURCH EXTENSION FUND MO
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 12, 2053

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	2585 COUNTY ROAD 8 SE, SAINT CLOUD, MN 56304-9561
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000900875
Date	Sep 22, 2020
Instrument	900875

Lender

Name	THINK MUTUAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	May 23, 2019
Property Address	2585 COUNTY ROAD 8 SE, SAINT CLOUD, MN 56304-9561
Document Number	0000872356
Instrument Date	May 3, 2019
Instrument	872356
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	RESULT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$719.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2585 COUNTY ROAD 8 SE, SAINT CLOUD, MN 56304-9561

Mortgage

Document Number	0000872357
Date	May 23, 2019
Instrument	872357

Lender

Name	THINK MUTUAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$298,400 (+5.26%) Land $70,000 Building $228,400	$298,400 (+5.26%) Land $70,000 Building $228,400
2025	$3,874.00 (+19.49%)	$283,500 (-) Land $70,000 Building $213,500	$283,500 (-) Land $70,000 Building $213,500
2023	$3,242.00	$283,500 Land $40,000 Building $243,500
2021			$283,500 Land $40,000 Building $243,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: CenturyLink, T-Mobile.

Nearby Properties on Co Rd 8 SE

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures