Kershaw County property record for 2584 Lake Rd, Ridgeway, SC 29130
| Property Type | Single Family Home |
|---|---|
| Details | 8,220 sqft · built 2001 |
| Lot Size | 0.689 acres (30,056 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $90,000 (Feb 1992) |
| Tax Bill | $3,193 (2025) |
| Deeds & Mortgages | Sep 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 177-01-06-073 |
| Primary APN | 177-01-06-073 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 8,220 sqft Gross Area |
| Gross Area | 3,772 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 30,056 sqft |
| Porch | Porch |
| Porch Area | 384 sqft |
| Deck Area | 888 sqft |
| Account Number | 13118 |
|---|---|
| Old Parcel Number | 0177 01 06 0730 |
| Street Address | 2584 LAKE RD |
| City | RIDGEWAY |
| State | SC |
| Zip | 29130-9661 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | 73-017 IN-1145 SEC 6 |
| Legal Subdivision | CRESCENT LAND & TIMBER CORP SE |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 970401 |
2584 Lake Rd is owned and occupied by two individuals who bought it in February 1992.
Source: Kershaw County records, as of November 6, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2584 LAKE RD, RIDGEWAY, SC 29130-9661 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 26, 1992 · Amount on File |
| Deed Sale | Feb 26, 1992 · Amount on File |
| Deed Document Number | 0000007317 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 2584 LAKE RD, RIDGEWAY, SC 29130-9661 |
| Document Number | 0000007378 |
| Book / Page | 003749 / 000187 |
| Instrument Date | Sep 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2584 LAKE RD RIDGEWAY SC 291309661, RIDGEWAY, SC 29130-9661 |
| Document Number | 0000007378 |
|---|---|
| Date | Sep 13, 2017 |
| Book Page | 003749/000187 |
| Instrument | 7378 |
| Name | FIRST CITIZENS BK |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611-6592 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 12, 2042 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 2584 Lake Rd was $3,193.
Source: Kershaw County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,193.00 | $655,600 Land $225,800 Building $429,800 | $655,600 |
| 2023 | $3,214.00 | $661,200 Land $225,800 Building $435,400 | $661,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2584 Lake Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 30 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 5 (2015–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2584 Lake Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 94% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Cable | 500 / 50 |
5G and 4G LTE (outdoors only)
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