2584 Croley Bend Rd, Williamsburg, KY 40769 Property Records

Whitley County property record for 2584 Croley Bend Rd, Williamsburg, KY 40769

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · built 2020
Lot Size4.61 acres (200,812 sqft)
OwnerIndividual on Record
Last Sale$485,000 (May 2022)
Tax Bill$3,802 (2025)
Deeds & MortgagesNov 2021 Mortgage
Jul 2019 Sale
Flood ZoneZone AE (high risk)
APN109-00-00-143.05

Property Details

APN / Parcel Number

Primary APN109-00-00-143.05
Alternative APNs
  • 133702
  • 137147

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area200,812 sqft (4.61 acres)
TerrainRolling
DrivewayGravel Driveway

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address2584 CROLEY BEND RD
CityWILLIAMSBURG
StateKY
Zip40769-9332
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDENTIA
Legal Description---COMBINED BILL---
Legal SubdivisionREYNOLDS FARM DIV
Legal Lot Number5
JurisdictionWHITLEY KY
Township / Civil DivisionWILLIAMSBURG
Census Block Group1
Census Block1002
Census Tract920602

Owner

Source: Whitley County assessment roll, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Mailing Address2584 CROLEY BEND RD, WILLIAMSBURG, KY 40769-9332
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST STATE FINANCIAL INC
Jul 16, 2019Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 12, 2022 · Amount on Record
Deed SaleMay 12, 2022 · Amount on Record
Prior SaleJul 16, 2019 · Amount on Record
Deed Document Number2022280110
Deed Book / Page568 / 339
Record UpdatedJun 8, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITLEY KY
Property Address2584 CROLEY BEND RD, WILLIAMSBURG, KY 40769-9332
Transaction TypeMortgage
Record UpdatedMar 7, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00M682/595
DateNov 3, 2021
Book PageM682/595
Instrument276011
Lender
NameFIRST STATE FINANCIAL INC
TypeBank
AddressMIDDLESBORO, KY 40965
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051
Interest
Rate TypeAdjustable Rate
Rate3.75%
Type Change DateNov 1, 2031
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change5.75%
Index1-Year CMT
Margin3
Max Rate8.75%

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHITLEY KY
Recording DateJul 16, 2019
Property Address2584 CROLEY BEND RD, WILLIAMSBURG, KY 40769-9332
Document Number00D551/548
Book / PageD551 / 548
Map ReferenceCAB 4 SL 769
Instrument DateJul 16, 2019
Instrument237795
Transaction TypeTransfer
Record UpdatedMar 7, 2023

Transaction

AmountAmount Recorded
Tax$36.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2200 CROLEY BEND RD, WILLIAMSBURG, KY 40769-9371

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
AddressPO BOX 24, WILLIAMSBURG, KY 40769-0024

Tax Assessment & Valuation

Source: Whitley County assessment roll, as of April 2, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyWhitley County
Unified School DistrictWhitley County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,802.00 (+5.09%)$485,000 (-)$485,000 (-)
2023$3,618.00$485,000$485,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 71% of the US · above 83% of Kentucky
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCUMBERLAND FALLS HIGHWAY WATER DISTRICT
serves 9,498 people · EPA ID KY1180093
Water SourcePurchased surface water from several systems
Last State InspectionMay 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2024
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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