25830 Rumbley Rd, Westover, MD 21871 Property Records

Somerset County property record for 25830 Rumbley Rd, Westover, MD 21871

Property Summary

Property Type	Single Family Home
Details	1 ba · 998 sqft · built 1964
Lot Size	0.426 acres (18,566 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Mar 2026)
Tax Bill	$738 (2026)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Oct 2021 Sale & Construction Loan + 1 more
Flood Zone	Zone AE (high risk)
APN	`06-095844`

Property Details

APN / Parcel Number

Primary APN	`06-095844`
Alternative APNs	`6095844` `095844`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	998 sqft Total Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	18,566 sqft (0.426 acres)
View / Lot	Waterfront

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	154 sqft
Shed	1 Shed
Shed Area	288 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Heating System	Space Heater
Sewer	Connected

Location & Zoning

Account Number	095844
Street Address	25830 RUMBLEY RD
City	WESTOVER
State	MD
Zip	21871-4302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MRC
Legal Description	0.426 AC-PLT 239/257 25830 RUMBLEY ROAD RUMBLEY
Jurisdiction	SOMERSET MD
Township / Civil Division	6, FAIRMOUNT
Census Block Group	3
Census Block	3061
Census Tract	930800

Owner

Source: Somerset County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	25830 RUMBLEY RD, WESTOVER, MD 21871-4302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Deed, Transfer · Conventional Mortgage PRIME LENDING INC
Oct 15, 2021	Deed, Construction Loan · Construction Mortgage PRESIDENTIAL BANK FSB
Jul 16, 2021	Deed, Transfer NOT AVAILABLE, MID ATLANTIC STLMT SVCS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2026 · Amount on Record
Deed Sale	Mar 13, 2026 · Amount on Record
Prior Sale	Oct 15, 2021 · Amount on Record
Deed Book / Page	1454 / 66
Record Updated	Oct 29, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET MD
Recording Date	Mar 13, 2026
Property Address	25830 RUMBLEY RD, WESTOVER, MD 21871-4302
Document Number	0014540066
Book / Page	1454 / 66
Instrument Date	Feb 26, 2026
Transaction Type	Transfer
Record Updated	Apr 1, 2026
Title Company	OCEAN INVS TITLE CORPOR, OCEAN INVESTMENTS TITLE CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,825.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000145472
Date	Mar 13, 2026
Instrument	1454/72

Lender

Name	PRIME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

October 2021: Deed, Construction Loan

Document Type	Deed
Jurisdiction	SOMERSET MD
Recording Date	Oct 15, 2021
Property Address	25830 RUMBLEY RD, WESTOVER, MD 21871-4302
Document Number	0011860149
Book / Page	1186 / 149
Instrument Date	Oct 6, 2021
Transaction Type	Construction Loan
Record Updated	Aug 11, 2022
Title Company	NOT AVAILABLE, MID ATLANTIC STLMT SVCS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6511 DEBOLD RD, SABILLASVILLE, MD 21780-9312

Mortgage

Document Number	0001186155
Date	Oct 15, 2021
Instrument	1186/155

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2028
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	9.5%
Index	1-Year CMT
Max Rate	9.5%

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET MD
Recording Date	Jul 16, 2021
Property Address	25830 RUMBLEY RD, WESTOVER, MD 21871-4302
Document Number	0011660158
Book / Page	1166 / 158
Instrument Date	Jul 13, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	NOT AVAILABLE, MID ATLANTIC STLMT SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 VALLEY VIEW LN, FAIRFIELD, PA 17320-7834

Tax Assessment & Valuation

Source: Somerset County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Somerset County
Unified School District	Somerset County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$738.00 (-72.34%) Homeowner's exemption	$132,900 (+10.75%)	$145,800 (-) Land $100,200 Building $45,600
2025	$2,668.00 (+124.2%)	$120,000 (+12.04%)	$145,800 (+36.13%) Land $100,200 Building $45,600
2023	$1,190.00	$107,100 Land $73,500 Building $33,600	$107,100 Land $73,500 Building $33,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 120 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	120 in force
Nearby Flood Claims	13 (2012–2024)
Most Recent Claim	Mar 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 98.2% of Maryland
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRMOUNT serves 750 people · EPA ID MD0190012
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Bloosurf Fixed Wireless	25 / 3

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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