2583 Marsh Hill Rd, Mc Henry, MD 21541 Property Records

Garrett County property record for 2583 Marsh Hill Rd, Mc Henry, MD 21541

Property Summary

Property Type	Single Family Home
Details	6 ba · 1,958 sqft · built 1996
Lot Size	1.18 acres (51,708 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,025,000 (Jun 2004)
Tax Bill	$14,086 (2023)
Deeds & Mortgages	Jan 2023 Mortgage Nov 2017 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-063522`

Property Details

APN / Parcel Number

Primary APN	`18-063522`
Alternative APN	`063522`

Interior

Full Baths	6 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,958 sqft Total Area
1st Floor Area	1,958 sqft
Basement Area	1,900 sqft
Finished Basement	1,900 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	51,708 sqft (1.18 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	144 sqft
Deck Area	278 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	063522
Street Address	2583 MARSH HILL RD
City	MC HENRY
State	MD
Zip	21541
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	51708 SQ FT W/100.09 LOT 3 WATERS EDGE AT WISP
Legal Subdivision	WATERS EDGE AT WISP
Legal Lot Number	3
Jurisdiction	GARRETT MD
Township / Civil Division	6, SANG RUN
Census Block Group	2
Census Block	2035
Census Tract	502

Owner

Source: Garrett County records, as of September 20, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 HIGHLAND PARK, WHEELING, WV 26003-5473
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2023	Deed of Trust, Mortgage · Unknown CLEAR MOUNTAIN BANK
Nov 20, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNITED BANK
May 20, 2021	Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2004 · Amount on Record
Deed Sale	Jun 24, 2004 · Amount on Record
Prior Sale	Sep 6, 2000
Deed Document Number	041089
Deed Book / Page	1050 / 437
Record Updated	Jun 7, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	2583 MARSH HILL RD, MC HENRY, MD 21541
Transaction Type	Mortgage
Record Updated	Feb 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 PINE AVE, WHEELING, WV 26003-8801

Mortgage

Document Number	0024680213
Date	Jan 13, 2023
Book Page	2468/213

Lender

Name	CLEAR MOUNTAIN BANK
Type	Bank
Address	BRUCETON MILLS, WV 26525

Agreement

Type	Unknown
Amount	Amount Recorded
Term	238 Months
Due	Nov 25, 2042

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	2583 MARSH HILL RD, MC HENRY, MD 21541
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020420017
Date	Nov 20, 2017
Book Page	2042/0017
Instrument	2042-0017

Lender

Name	UNITED BANK
Type	Bank
Address	FAIRFAX, VA 22030

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Dec 1, 2027

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	2583 MARSH HILL RD, MC HENRY, MD 21541
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023140446
Date	May 20, 2021
Book Page	2314/446

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	KANSAS CITY, MO 64111

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$14,086.00	$1,052,800 Land $419,200 Building $633,600	$1,052,800 Land $419,200 Building $633,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEEP CREEK LAKE WATER SERVICE AREA serves 5,502 people · EPA ID MD1111096
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mountain Communications Fiber	1,000 / 1,000

May also be available: Pogozone powered by Neubeam.

Cell Coverage

5G and 4G LTE (outdoors only)

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