2583 E 38th St, Lorain, OH 44055 Property Records

Lorain County property record for 2583 E 38th St, Lorain, OH 44055

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,090 sqft · built 1948
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$174,000 (Sep 2026)
Tax Bill	$1,928 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Nov 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-00-080-105-051`

Property Details

APN / Parcel Number

Primary APN	`03-00-080-105-051`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,090 sqft Living Area
1st Floor Area	744 sqft
Basement Area	720 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1960
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	150 ft deep x 85 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	72 sqft
Deck Area	288 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	2583 E 38TH ST
City	LORAIN
State	OH
Zip	44055-2810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOMEWOOD 85 X 150
Legal Subdivision	HOMEWOOD
Legal Block	105
Legal Lot Number	240
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	1
Census Block	1004
Census Tract	97500

Owner

Source: Lorain County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2583 E 38TH ST, LORAIN, OH 44055-2810
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Nov 29, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jun 23, 2017	Grant Deed, Transfer ATTORNEY ONLY
Apr 11, 2017	Grant Deed, Transfer ATTORNEY ONLY
Mar 21, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2026 · Amount on Record
Deed Sale	Sep 9, 2026 · Amount on Record
Prior Sale	Mar 21, 2017 · Amount on Record
Deed Document Number	2026110794
Prior Transfer Date	Mar 15, 2017
Prior Transfer Doc	0000622950
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Sep 9, 2026
Property Address	2583 E 38TH ST, LORAIN, OH 44055-2810
Document Number	0000110794
Instrument Date	Sep 3, 2026
Instrument	2026110794
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	NEWMAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$70,296.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2583 E 38TH ST, LORAIN, OH 44055-2810

Mortgage

Document Number	0000110795,
Date	Sep 9, 2026
Instrument	2026110795

Lender

Name	BANK OF AMERICA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	2583 E 38TH ST, LORAIN, OH 44055-2810
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2583 E 38TH ST, LORAIN, OH 44055-2810

Mortgage

Document Number	0000937022
Date	Nov 29, 2023
Instrument	2023-0937022

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 17, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Jun 23, 2017
Property Address	2583 E 38TH ST, LORAIN, OH 44055-2810
Document Number	0000634298
Instrument Date	Jun 20, 2017
Instrument	634298
Transaction Type	Transfer
Record Updated	Jul 5, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 E 35TH ST LORAIN OH 440552140, LORAIN, OH 44055-2140

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 11, 2017
Property Address	2583 E 38TH ST, LORAIN, OH 44055-2810
Document Number	0000625408
Instrument Date	Apr 3, 2017
Instrument	625408
Transaction Type	Transfer
Record Updated	Aug 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2583 E 38TH ST LORAIN OH 440552810, LORAIN, OH 44055-2810
Investor	Possibly a Property Investor

March 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LORAIN OH
Recording Date	Mar 21, 2017
Property Address	2583 E 38TH ST, LORAIN, OH 44055-2810
Document Number	0000622950
Instrument Date	Mar 15, 2017
Instrument	622950
Transaction Type	Foreclosure
Record Updated	Jul 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$168.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	3043 TOWNSAATE RD #200 WESTLAKE VILLAGE CA 91361, 200, WESTLAKE VILLAGE, CA 91361
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,928.00 (+33.8%)	$48,010 (+0.01%) Land $14,690 Building $33,320	$137,160 (-) Land $41,960 Building $95,200
2024		$48,006 (+75.88%) Land $14,686 Building $33,320	$137,160 (+75.89%) Land $41,960 Building $95,200
2023	$1,441.00 (+0.84%)	$27,294 (-0.02%) Land $8,355 Building $18,939	$77,980 (-) Land $23,870 Building $54,110
2022	$1,429.00	$27,300 Land $8,360 Building $18,940
2021			$77,980 Land $23,870 Building $54,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Breezeline.

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