25823 Celtic Terrace Dr, Katy, TX 77494 Property Records

Fort Bend County property record for 25823 Celtic Terrace Dr, Katy, TX 77494

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,408 sqft · built 2008
Lot Size0.178 acres (7,754 sqft)
Owner2 Individual Names on File
Last Sale$227,500 (Nov 2008)
Tax Bill$7,145 (2025)
Deeds & MortgagesJan 2022 Mortgage
Flood ZoneZone X (minimal risk)
APNR373539

Property Details

APN / Parcel Number

Primary APNR373539
Alternative APN
  • 4291-01-003-0020-914

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,408 sqft Living Area
Gross Area2,980 sqft
1st Floor Area2,408 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Exterior MaterialBrick Veneer
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,754 sqft (0.178 acres)
View / LotInterior
Garage TypeAttached
Garage Area572 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area327 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address25823 CELTIC TERRACE DR
CityKATY
StateTX
Zip77494-5041
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKING LAKES SEC 1, BLOCK 3, LOT 2
Legal SubdivisionKING LAKES SEC 1
Legal Block3
Legal Lot Number2
JurisdictionFORT BEND TX
Township / Civil DivisionFULSHEAR-SIMONTON
Census Block Group1
Census Block1007
Census Tract673113

Owner

25823 Celtic Terrace Dr is owned and occupied by two individuals who bought it in November 2008.

Source: Fort Bend County records, as of September 22, 2026

Owner of Record2 Individual Names on File
Mailing Address25823 CELTIC TERRACE DR, KATY, TX 77494-5041
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 17, 2008 · Amount on File
Deed SaleNov 17, 2008 · Amount on File
Deed Document Number2008119922
Prior Transfer DateNov 7, 2008
Prior Transfer Doc0000119922
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORT BEND TX
Property Address25823 CELTIC TERRACE DR, KATY, TX 77494-5041
Transaction TypeMortgage
Record UpdatedFeb 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008070
DateJan 18, 2022
Instrument2022008070
Lender
NameGARDNER FINANCIAL SERVICES LTD
TypeFunding / Finance Company
AddressSAN ANTONIO, TX 78231
Agreement
TypeVA Mortgage
AmountAmount on Record
Term301 Months
DueFeb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 25823 Celtic Terrace Dr was $7,145 with a homeowner's exemption, up 3.2% from the year before.

Source: Fort Bend County assessment roll, as of September 2, 2025

Property Jurisdictions

TypeName
StateTexas
CountyFort Bend County
Unified School DistrictKaty Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,145.00 (+3.19%) Homeowner's exemption$405,609 (+1%) Land $68,250 Building $387,982$456,232 (+7.57%) Land $68,250 Building $387,982
2024$6,924.00 (+70.71%) Homeowner's exemption$368,735 (+1%) Land $68,250 Building $355,859$424,109 (-0.55%) Land $68,250 Building $355,859
2023$4,056.00 Homeowner's exemption$335,214 Land $58,300 Building $368,159$426,459 Land $58,300 Building $368,159
2018$5,019.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25823 Celtic Terrace Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 105 policies
Nearby Flood Policies105 in force
Nearby Flood Claims5 (2017)
Claims Outside the SFHA3 of 5
Most Recent ClaimAug 2017 · Hurricane Harvey
Claims by Event
  • Hurricane Harvey, Aug 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25823 Celtic Terrace Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.8% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFORT BEND COUNTY MUD 185
serves 3,663 people · EPA ID TX0790478
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ezee Fiber
Fiber
8,000 / 8,000
Fidium Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: Astound Broadband, AT&T.

Nearby Properties on Celtic Terrace Dr

Nearby Streets

Search Property Records by Address or Parcel Number