Alachua County property record for 2582 NW 48th Ter, Gainesville, FL 32606
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,099 sqft · built 2023 |
| Lot Size | 0.189 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $550,000 (Jun 2025) |
| Tax Bill | $8,485 (2024) |
| Deeds & Mortgages | Jun 2025 Sale & Mortgage Mar 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06165-010-006 |
| Primary APN | 06165-010-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,099 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,276 sqft (0.189 acres) |
| Driveway | Driveway |
| Driveway Area | 560 sqft |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 2582 NW 48TH TER |
|---|---|
| City | GAINESVILLE |
| State | FL |
| Zip | 32606-6990 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF4 |
| Legal Description | VILLAS AT BUCKRIDGE PB 35 PG 92 LOT 6 OR 5220/3725 |
| Legal Range | 19 |
| Legal Township | 09 |
| Legal Section | 27 |
| Legal Subdivision | VILLAS AT BUCKRIDGE PB 35 PG 92 |
| Legal Lot Number | 6 |
| Jurisdiction | ALACHUA FL |
| Township / Civil Division | GAINESVILLE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 1701 |
2582 NW 48th Ter is owned and occupied by an individual who bought it in June 2025.
Source: Alachua County records, as of January 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2582 NW 48TH TER, GAINESVILLE, FL 32606-6990 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2025 | Warranty Deed, Transfer · Conventional Mortgage A&D MORTGAGE LLC |
| Mar 6, 2023 | Warranty Deed, Transfer · Conventional Mortgage NATIONS DIRECT MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2025 · Amount on File |
| Deed Sale | Jun 30, 2025 · Amount on File |
| Prior Sale | Mar 6, 2023 · Amount on File |
| Deed Document Number | 3632605 |
| Deed Book / Page | 5220 / 3725 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALACHUA FL |
| Recording Date | Jun 30, 2025 |
| Property Address | 2582 NW 48TH TER, GAINESVILLE, FL 32606-6990 |
| Document Number | 0052203725 |
| Book / Page | 5220 / 3725 |
| Map Reference | MB 35 PG 92 |
| Instrument Date | Jun 10, 2025 |
| Instrument | 3632605 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2026 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,850.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2582 NW 48TH TER, GAINESVILLE, FL 32606-6990 |
| Name | Verified Name |
|---|---|
| Address | 2582 NW 48TH TER, GAINESVILLE, FL 32606-6990 |
| Document Number | 0052203727 |
|---|---|
| Date | Jun 30, 2025 |
| Instrument | 5220/3727 |
| Name | A&D MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALACHUA FL |
| Recording Date | Mar 6, 2023 |
| Property Address | 2582 NW 48TH TER, GAINESVILLE, FL 32606-6990 |
| Document Number | 0050742137 |
| Book / Page | 5074 / 2137 |
| Map Reference | MB 35 PG 92 |
| Instrument Date | Mar 3, 2023 |
| Instrument | 3476856 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,653.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7520 SE 80TH AVE, NEWBERRY, FL 32669-7227 |
| Name | Verified Name |
|---|---|
| Address | 2582 NW 48TH TER, GAINESVILLE, FL 32606-6990 |
| Document Number | 0050742139 |
|---|---|
| Date | Mar 6, 2023 |
| Instrument | 5074/2139 |
| Name | NATIONS DIRECT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2053 |
Source: Alachua County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Alachua County |
| Municipality | Gainesville City |
| Unified School District | Alachua County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $415,226 Land $130,000 Building $285,226 | $415,226 Land $130,000 Building $285,226 | |
| 2024 | $8,485.00 (+330.06%) | ||
| 2023 | $1,973.00 (+9.61%) | $100,000 (-) Land $100,000 | $100,000 (-) Land $100,000 |
| 2022 | $1,800.00 | $100,000 Land $100,000 | $100,000 Land $100,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2582 NW 48th Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2582 NW 48th Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRU - MURPHREE WTP public/private · serves 195,768 people · EPA ID FL2010946 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pavlov Media Fiber | 8,000 / 8,000 |
| IQ Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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